BLC BANK S.A.L.

Established 1950 Head Office address BLC Bank bldg, Adlieh square, Beirut, Lebanon. P. O. Box 11-1126 Telephone 961 1 429000- 961 1 387000 Fax 961 1 429000 E-mail Website info@blcbank.com www.blcbank.com Auditors Deloite & Touche - DFK Fiduciaire du Moyen Orient Legal Officer Michel G. Tueiny

Activities : BLC Bank SAL is a Lebanese Joint Stock Company registered in the Commercial Register under No. 1952  and in the Central Bank of Lebanon under No. 11.  The Bank and its subsidiaries are primarily involved in investment, corporate and retail banking.  The Bank's headquarters are located in Beirut, Lebanon.  The subsidiaries consist of the following as at December 31, 2020: BLC Finance SAL (99.04%), BLC Services SAL (90.67%), USB Holdings PLC (99.25% - Cyprus).  Fransabank SAL is the ultimate parent of the Bank.

Board of Directors Chairman / General Manager - Mr. Nadim Kassar     Members of the Board – Mr. Mr. Nabil Kassar (Deputy Chairman) – H.E. Mr. Adnan Kassar – Mr. Adel Kassar – H.E. Me. Walid Daouk – Mr. Nazem El Khoury – Mr. Mansour Bteish – Mr. Henry De Courtivron – Mr. Ziyad Baroud – Mr. Sarkis Yogortajian – Mr. Mohamad Ali Bihem Termination date of the Board: The approval of the final accounts of the year 2021.

Capital (LBP) 215,013,510,000 Number of outstanding shares    Common Shares 214,000,000    Preferred Shares Class D       750,000     Preferred Shares Class E       263,510  Par value per share      Common Share LBP 1,000      Preferred Shares LBP 1,000

Trading Data

Year Traded Volume (000) Traded Value USD(000) Lowest Price USD Highest Price USD Closing Price USD 2020 Listed Preferred D Preferred E 0 0 0 0 0 0 ---- ---- ---- ---- ---- ---- 0.93 94.00 94.00               2019 Listed Preferred C Preferred D Preferred E 40,223,661 0 0 0 96,459,486 0 0 0 0.93 ---- ---- ---- 0.93 ---- ---- ---- 0.93 Redeemed & De-listed 94.00 94.00 Free distribution of 350,000 Common Shares to shareholders on record as at April 03, 2019 pro-rata to their contribution in the share capital of the Bank 2018 Listed Preferred B Preferred C Preferred D Preferred E 0 0 0 14 1 0 0 0 1,321 47 ---- ---- ---- 90.00 94.00 ---- ---- ---- 101.00 94.00 0.93 Redeemed & De-listed 100.00 94.00 94.00 2017 Listed Preferred B Preferred C Preferred D 0.04 2 4 18 0.03 210 361 1,821 0.93 100.00 100.00 100.00 0.93 101.00 102.00 101.00 0.93 100.00 100.00 100.00 2016 Listed Preferred A Preferred B Preferred C Preferred D 1 1 5 3 14 2 98 526 340 1,420 0.99 100.00 100.00 100.00 100.00 1.69 100.50 101.50 100.00 100.00 0.99 Redeemed & De-listed 100.00 100.00 100.00 [1.001880582:1] free common shares distribution for shareholders on record as at September 21, 2016 / Ex-date: September 19, 2016 [1.39292731:1] free common shares distribution for shareholders on record as at August 10, 2016 / Ex-date: August 08, 2016 2015 Listed Preferred A Preferred B Preferred C --- 14 17 9 --- 1,391 1,693 879 ---- 100.00 100.00 100.00 ---- 104.00 103.00 101.00 1.70 100.00 102.50 101.00 2014 Listed Preferred A Preferred B Preferred C 3 6 10 9 5 608 1,008 912 1.70 100.00 100.00 100.00 2.00 103.00 101.00 100.50 1.70 103.00 100.00 100.00 2013 Listed Preferred A Preferred B Preferred C 0.09 5 8 1 0.2 543 822 120 1.95 100.00 100.00 100.00 1.95 104.00 101.00 100.00 1.95 101.00 100.00 100.00 2012 Listed Preferred A Preferred B 4 13 30 6 1,341 3,046 1.81 100.00 100.00 1.90 103.00 102.00 1.81 102.00 102.00 2011 Listed 4 7 1.66 2.00 1.81 2010 Listed 692 1,147 1.50 1.67 1.66 2009 Listed 402 643 0.76 2.11 1.60 2008 Listed 36,346 55,624 1.37 7.50 1.90 2007 Listed 49,641 50,654 5.00 10.00 8.00 2006 Listed 13,368 136,669 8.00 12.00 10.00 2005 Listed 13,125 79,938 4.00 8.00 7.01 2004 Listed 4 11 2.94 2.96 2.94 2003 Listed 4 11 2.9375 2.9375 2.94 2002 Listed 330 2,905 5.00 5 14/16 5.00

Financial Data

Year Net Profit (Loss) LBP (000) EPS LBP Dividend / Share (Before Distrib. Tax) Type of Share Note 2020 (27,402,643)   ---- ---- 2019 (48,018,753)   ---- ---- 2018 61,811,737   USD 6.75 USD 6.75 Preferred Class D Preferred Class E Record date: June 17, 2019 / Ex-dividend date: June 13, 2019 / Pay date:  June 18, 2019. 2017 70,084,182   USD 6.75 USD 6.75 Preferred Class C Preferred Class D Record date: June 06, 2018 / Ex-dividend date: June 04, 2018 / Pay date:  June 07, 2018. 2016 71,372,847   USD 7.00 USD 6.75 USD 1.84 Preferred Class B Preferred Class C Preferred Class D Record date: July 04, 2017 / Ex-dividend date: July 02, 2017 / Pay date:  July 05, 2017. 2015 66,510,248   USD 7.00 USD 7.00 USD 6.75 Preferred Class A Preferred Class B Preferred Class C Record date: June 09, 2016 / Ex-dividend date: June 7, 2016 / Pay date:  June 10, 2016. 2014 66,391,833 437.3 USD 7.00 USD 7.00 USD 6.75 LBP 130 Preferred Class A Preferred Class B Preferred Class C Common Record date: May 15, 2015 / Ex-dividend date: May 13, 2015 / Pay date: Pref. Shares: May 16, 2015. Common shares: May 19, 2015.  2013 63,486,877 422.8 USD 7.00 USD 7.00 USD 2.718 - ---- Preferred Class A Preferred Class B Preferred Class C Common  Record date: May 15, 2014 / Ex date: May 13, 2014 / Payment date: May 19, 2014 2012 50,167,639 328.5 USD 7.00 USD 7.00 LBP 65 Preferred Class A Preferred Class B Common  Record date (Common & Preferred A - B): May 22, / Ex date May 20, 2013. Payement date: Pref A & B: May 27, 2013; Common: May 31, 2013 2011 72,494,479 474.7 USD 6.62 LBP 675 Preferred Class A Common 2010 68,287,157  447.2 LBP 175 Common 2009 51,616,367 338 LBP149 Common   2008 34,721,791 227 LBP 86 Common   2007 22,514,376 126 2006 17,932,715 0.27 2005 10,829,216 0.27 2004 23,912,861 2003 8,324,459 2002 (150,510,746) Friday, November 05, 2021