Beirut, Lebanon | 17 January 2021 – BLOM BANK SAL (“BLOM BANK”) and Arab Banking Corporation (B.S.C.) (“Bank ABC”) are pleased to announce that they have signed a definitive agreement on Friday 15 January 2021 whereby BLOM BANK SAL will sell its entire 99.4% stake in BLOM BANK Egypt SAE (“BLOM BANK Egypt”), its Egyptian subsidiary, to Bank ABC, subject to obtaining the approvals of the Central Bank of Egypt and the Central Bank of Lebanon, among other regulatory approvals in Egypt and Bahrain.  The proposed cash consideration to be offered by Bank ABC for 100% of BLOM BANK Egypt under the transaction is EGP 6,700 million1 (USD 427mn2).  BLOM BANK will sell its stake to Bank ABC by tendering its shares into a mandatory tender offer to be launched by Bank ABC (Full Report)

BLOM Bank S.A.L. (the “Bank”) previously announced a capital increase via a cash contribution to capital (the “CCC”).  The Bank has called for an Extraordinary General Assembly to discuss among other matters the cash contribution to capital (the “CCC”) previously approved.  The Bank expects that a decision regarding the matter will be taken during this meeting and announced shortly after, but in any event, no later than March 31, 2021.

We are pleased to notify you that the Board of Directors of BLOM BANK s.a.l (the Bank) convened on Monday, January 25, 2021 and took the decision to call the shareholders of the Bank to hold an Extraordinary General Assembly Meeting on Monday, February 22, 2021 (22/02/2021) at 12.00 p.m. at the Bank’s Headquarters in Beirut, Verdun, Rachid Karami Streeet,             BLOM BANK s.a.l. building (Block A-7^th Floor), in order to discuss the following agenda items: - Grant the final approval for the sale of Blom Bank Egypt to the Arab Banking Corporation B.S.C. (Bank ABC). - Take note of the revaluation of all investments by the bank in its subsidiaries according to the Equity Method in the financial statements of 31/12/2020. - Cancel the decision to issue the Cash Contribution to Capital Instruments (CCCI) approved in the Extraordinary General Assembly held on January 14, 2020. - Approve the appointment of a new Legal Agent for the Bank. - Any other matter.

Byblos Bank SAL publishes the Consolidated Unaudited Financial Results for the year ended December 31, 2021

BLC Bank SAL publishes the agenda, addressed to common shareholders of the bank, relating to the second phase of Cash Contribution to Capital.

Bank Audi sal and FAB Sign Definitive Agreement for the Sale and Purchase of 100% of Bank Audi sae (Egypt)’s Share Capital

-          Transaction expected to be completed within the next few months, subject to regulatory approvals.

-          FAB’s first international acquisition in line with targeted growth strategy in high potential markets in MENA.

-          This is a strategic opportunity for Bank Audi sal (Lebanon) to reap the fruit of its successful investment in Egypt, with the sale proceeds contributing to the enhancement of Bank Audi’s capitalisation and financial resilience.

-          Post-acquisition, FAB Egypt to be one of the largest foreign banks in Egypt by total assets.

Abu Dhabi, UAE and Beirut, Lebanon; January 20, 2021: Bank Audi sal (Bank Audi) and First Abu Dhabi Bank (FAB) have announced the signing today of a definitive agreement (Full Report)

NOTICE OF ORDINARY GENERAL ASSEMBLY MEETING

The Board of Directors of Bank Audi s.a.l. invites all holders of ordinary shares to attend an Ordinary General Assembly Meeting to be held at 10:30 a.m. on Friday February 12, 2021 at the Bank’s Head Office, Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to examine the following agenda:  - Granting the final approval for the sale, to Capital Bank, of the operations of the Bank’s branches in Jordan and the assignment and assumption of their assets and liabilities, and for the sale to the National Bank of Iraq, a subsidiary of the Capital Bank Group, of the operations of the Bank’s branches in Iraq and the assignment and assumption of their assets and liabilities; - Granting the final approval and ratifying the sale to First Abu Dhabi Bank of all the shares of Bank Audi sae (Egypt) and the assignment to it of the subordinated debt previously granted by the Bank to Bank Audi sae (Egypt);  -  Issuing new unsecured subordinated notes to be subscribed to, exclusively, through the exchange of the unsecured subordinated notes issued by the Bank in 2013; -   Submitting the action described in item 3 above for approval by the Central Bank of Lebanon, acting through its Central Council; and - Granting the Chairman of the Board of Directors and the General Managers, acting severally, the necessary powers to implement the resolutions adopted by the Ordinary General Assembly.

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated February 25, 2019 (as may be amended from time to time, the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”)) and Bank of New York Mellon, in its capacity as depositary (the “Depositary”), relating to Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share, nominal value L.L. 1,670 per common share (the “Common Shares”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement. (Full Report)

On the Occasion of St. Maroun's Day, there will be no trading at the Beirut Stock Exchange on February 09, 2021. Trading will be resumed on Wednesday, February 10, 2021.

In line with the cabinet’s decision declaring a state of general mobilization throughout the country to reduce the spread of the COVID-19 Coronavirus, the Beirut Stock Exchange will close from Thursday, January 14, 2021 till Friday, January 22, 2021.  A new announcement will be published before Monday January 25, 2021.

Bank Audi sal and Audi Private Bank sal have announced the merger of their business operations in Lebanon and the transfer of all the assets, liabilities rights and commitments of Audi Private Bank sal to Bank Audi sal, following the final approval of the Central Bank of Lebanon ref: 871/C.C./3 based on the decision of the Central Council N° 4320/25/ dated December 9, 2020.  The General Assembly of Bank Audi sal held on September 4, 2020 has approved the acquisition of all assets, liabilities, rights and commitments of Audi Private Bank sal. This merger will provide the needed business continuity to all APB customers in terms of banking services, thus making the transition as smooth as possible for the customer. It will also create substantial values and synergies on the operational front while taking into consideration the current status of the Lebanese macro environment. The latter has indeed significantly affected the banking sector in general and the Private Banking business model in Lebanon in particular, while dictating a reconsideration of the said business model and the implementation of strategic changes. This strategic merger enhances the future competitive positioning of Bank Audi with a significant elimination in duplication and lower operating expenses. Specific synergies were created in this respect, which integrate, among others, the governance and control frameworks of APB into those of Bank Audi.  (AR)

Bank Audi sal and Audi Investment Bank sal have announced the merger of their business operations in Lebanon and the transfer of all the assets, liabilities rights and commitments of Audi Investment Bank sal to Bank Audi sal, following the final approval of the Central Bank of Lebanon ref: 872/C.C./3 based on the decision of the Central Council N° 44/20/25/ dated December 9, 2020. The General Assembly of Bank Audi sal held on September 4, 2020 has approved the acquisition of all assets, liabilities, rights and commitments of Audi Investment Bank sal. This merger will provide the needed business continuity to all AIB customers. It will also create substantial values and synergies on the operational front. This strategic merger enhances the future competitive positioning of Bank Audi with a significant elimination in duplication and lower operating expenses. Specific synergies were created in this respect, which integrate, among others, the governance and control frameworks of AIB into those of Bank Audi. (AR)

On the occasion of the Armenian Christmas Day there will be no trading at the Beirut Stock Exchange on Wednesday, January 06, 2021, trading will be resumed on Thursday, January 07, 2021.

Byblos Bank SAL publishes the Consolidated Unaudited Financial Results for the period ended September 30, 2020.

BLOM Bank SAL informs its shareholders that the Bank extended the deadline for CCC process till further notice.  A new announcement will be published before February 19, 2021.

Capital Bank Group and Bank Audi Group have announced the signing of the definitive agreements for the acquisition by Capital Bank of the operations of Bank Audi’s Jordan Branch Network, and the acquisition by the National Bank of Iraq – a subsidiary of Capital Bank Group – of the operations of Bank Audi’s Iraq Branch Network, including the purchase of the assets and liabilities of these branches. The completion of these transactions remains subject to the receipt of the final approval of the related supervisory and regulatory authorities. (Continue reading)

On the occasion of the New Year there will be no trading at the Beirut Stock Exchange on Thursday, December 31, 2020 and on Friday, January 01, 2021. Trading will be resumed on Monday, January 04, 2021.

Banks that have not distributed the profits for the year 2019 and beyond for their preferred shares that have been marketed to individuals as bearing a guaranteed interest, must make the distribution at the rate stated in the issuance terms sheet. Banks that did not comply with the above stated decision should take a special provision in the same issuance currency of these shares equal to three fold the unpaid profit relating to the preferred shares marketed in contravention to the norms; or create a reserve account without interest at Banque Du Liban in the same issuance currency of these preferred shares equal to three fold the total unpaid profits.   Banks that do not abide by the above decisions shall be subject to the penalties stated in article 208 of the code of Money and Credit. (Circular 495/2020)

Holcim (Liban) SAL publishes the Financial Statements and Independent Auditor’s Report for the year ended December 31, 2019.

Holcim (Liban) SAL publishes: the Report of the Board of Directors addressed to the Annual General Assembly of December 15, 2020.

Holcim (Liban) SAL publishes: the Special Report of the Board of Directors addressed to the Annual General Assembly of December 15, 2020 and the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2019

Societe Libanaise des Ciments Blancs SAL publishes the Financial Statements and Independent Auditor’s Report for the year ended December 31, 2019.

Societe Libanaise des Ciments Blancs SAL publishes: the Report of the Board of Directors addressed to the Annual General Assembly of December 17, 2020.

Societe Libanaise des Ciments Blancs SAL publishes: the Special Report of the Board of Directors addressed to the Annual General Assembly of December 17, 2020 and the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2019

Blom Bank S.A.L announces that it has entered into exclusive discussions with Arab Banking Corporation B.S.C. (Bahrain) to potentially sell 99.42% of the total issued share capital of Blom Bank Egypt S.A.E.  Both parties will consequently enter into negotiations in order to reach a final agreement; however, there is no certainty that any transaction will be completed.  Further announcements will be made in due course.

The Board of Directors of Bank of Beirut sal invites shareholders to attend an extraordinary general assembly to be held at 10:00 am on December 16, 2020 at the Bank’s Head Office located in Foch St, Beirut Downtown to discuss the following agenda: - Take note of the conversion of the 2014 priority shares into common shares. – Amend some articles of the Bank’s By-laws to reflect the aforementioned change. – Other topics.

The Board of Directors of Bank of Beirut sal invites shareholders to attend an ordinary general assembly to be held at 11:00 am on December 16, 2020 at the Bank’s Head Office located in Foch St, Beirut Downtown to discuss the following agenda: - Approve the decisions of the Board of Directors of November 25, 2020 relating to the increase of the basic private funds of the Bank. - Approve the contracts of real estate sales and the contracts of cash contribution to capital. -  Approve the authorization granted by the Board of Directors pursuant to the provisions of article 158 of the Code of Commerce relating to the contracts of real estate sales and the contracts of cash contribution to capital. – Other topics.

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi sae (Egypt), has published its financial statements as at and for the period ended September 30, 2020.   A summary in English of the financial statements can be viewed at Bank Audi’s website:  http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt  

BEIRUT, 24 November 2020 – BLOM Bank SAL (the “Bank”) refers to its announcement of 23 October 2020 in relation to the proposed withdrawal of its Global Depositary Shares (the “GDSs”) from trading on the EuroMTF and from the Official List. The Bank confirms that the cancellation took effect today.  The Bank has not terminated its Global Deposit Receipt Programme. Accordingly, following cancellation of the listing of the GDSs, the GDSs will remain outstanding. The GDSs and the underlying shares of the Bank represented by the GDSs will continue to be listed and traded on the Beirut Stock Exchange.

BEIRUT, 24 November 2020 – BLOM Bank s.a.l. (the “Bank”) refers to its announcement of 23 October 2020 in relation to the proposed withdrawal of its Global Depositary Shares (the “GDSs”) from trading on the International Order Book of the London Stock Exchange.  The Bank confirms that the cancellation will take effect from 7:00 am today.  The Bank has not terminated its Global Deposit Receipt Programme. Accordingly, following cancellation of the listing of the GDSs, the GDSs remain outstanding. The GDSs and the underlying shares of the Bank represented by the GDSs will continue to be listed and traded on the Beirut Stock Exchange.

The shareholders of Byblos Bank S.A.L. are invited to attend the Extraordinary General Assembly to be held at Byblos Bank Headquarters in Ashrafieh, Elias Sarkis Avenue, at 09:30 AM on Wednesday, 23 December 2020, in order to discuss and decide on the matters listed on the following agenda:- To approve a cash contribution to capital agreements up to the total amount of USD/270,000,000/ (two hundred seventy million United States dollars) convertible into Byblos Bank S.A.L. shares. - To approve the increase of Byblos Bank S.A.L. capital in stages not exceeding in the aggregate the counter value in Lebanese pounds of USD/270,000,000/ (two hundred seventy million United States dollars), available for subscription by the shareholders who signed the cash contribution to capital agreement only and determine the terms of the capital increase. - To elect a new Board member. - Miscellaneous.

Bank Audi SAL publishes the Consolidated Unaudited Financial Results for the period ended September 30, 2020.

The Board of Directors of Holcim (Liban) S.A.L. invites the shareholders to attend an Ordinary General Assembly Meeting to be held at 11:00 a.m., on Tuesday, December 15, 2020 at Le Royal Hotel – Dbayeh to discuss the following agenda: - Approve the report of the Board of Directors for the year ended December 31, 2019. - Approve the report of the Auditors for the year ended December 31, 2019.  - Approve the Balance Sheet and Income Statements for the year ended December 31, 2019 and give the Board of Directors complete clearance for the business of the year 2019.   - Approve the report of the Board of directors drafted according to Article 158 of the Code of Commerce.  - Approve the Auditors’ report drafted according to Article 158 of the Code of Commerce.  - Elect members to the Board of Directors.  - Nominate Auditors for the fiscal year 2020 and fix their fees.  - Give the members of the Board the authorization stipulated in article 29 of the company’s by-laws. To attend the meeting, owners of nominative shares whose shares are deposited in authorized banks must record their names in the Company’s register at least five days prior to the meeting and should present a certificate of deposit and blocking of the nominative shares from the approved banking institutions. In the event of exceptional circumstances requiring a general closure, such as for example confinement due to the spread of the Covid-19, thus preventing the holding of this meeting, the General Assembly will be postponed till December 22, 2020, at the same time, place and agenda.

(Circular 494/2020)

Bank Audi s.a.l. (the "Bank") refers to its previous announcements in relation to the proposed cancellation of the listing of its Global Depositary Receipts (the “GDRs”) (ISINs: US0605721127 and US0605721044) from the Official List of the UK Financial Conduct Authority and the cancellation of the admission to trading of the GDRs from the London Stock Exchange.  The Bank confirms that the cancellation took effect at 7:00 am today.  The Bank has not terminated its Global Deposit Receipt Programme. Accordingly, following cancellation of the listing of the GDRs, the GDRs will remain outstanding.  The Shares of the Bank represented by the GDRs, as well as the GDRs, will continue to be listed and traded on the Beirut Stock Exchange.  BEIRUT, 16 November 2020

The Board of Directors BLC Bank sal invites shareholders to attend an Ordinary General Assembly, to be held in accordance with the quorum and the majority legally required to amend the By-Laws of the Bank.  The meeting will be held at 11:00 am on Monday, November 23, 2020 at the Bank’s Head Office located in Adlieh Beirut, BLC Bank Bldg. to discuss the following agenda: - Increase the basic private funds of the bank by 10% of the value of the rights of Common Shareholders (as at 31/12/2018) and specify the terms, conditions and details of this increase, which constitute the second part to be achieved in accordance with the requirements of Banque du Liban. - Grant the Board of Directors and / or Chairman of the Board the necessary powers to implement the decisions of the General Assembly, and give him the right to delegate all or some of these powers. -  Other topics

Bank Audi has agreed with First Abu Dhabi Bank (FAB) to resume their exclusive negotiations for the sale of Bank Audi sae, its fully-owned subsidiary in Egypt, to FAB.  The two banks had envisaged the aforementioned transaction earlier this year, with significant progress made then, before stopping it due to the unprecedented circumstances created by the COVID-19 pandemic.  The resumed talks aim at building on the earlier progress, noting that the transaction remains subject to a final agreement and to the completion of the confirmatory due diligence review, as well as the receipt of regulatory approvals, including, in particular, the approval of the Central Bank of Egypt.  The proceeds of the sale will contribute to the enhancement of Bank Audi’s liquidity and financial resilience.

Bank of Beirut SAL publishes the minutes of meeting of the Board of Directors of September 28, 2020.

BLOM Bank SAL (the “Bank”) announces that it has applied for the withdrawal of its Global Depositary Shares (the “GDSs”) (ISIN: US0936881095; trading symbol: BLOBK) from trading on the Euro MTF and from the Official List with proposed effect from 24 November 2020.  1 Reason for the Delisting: Lebanon is undergoing severe financial, economic and fiscal crises, which has had a significant adverse effect on Lebanese banks, including the Bank. The Bank believes the extreme uncertainties for the Bank and its shareholders resulting from this situation are incompatible with the maintenance of the listing of the Issuer’s GDSs in Luxembourg. In addition, given the low volume of GDSs traded on the Luxembourg Stock Exchange and the limited liquidity thereof, the costs and administrative burden of maintaining the listing are disproportionate to the benefit thereof. The Bank also intends to remove the GDSs from the London Stock Exchange’s International Order Book. The GDSs and the shares underlying the GDSs will continue to be listed and admitted to trading on the Beirut Stock Exchange. 2Continuation of Listing on the Beirut Stock Exchange: The GDSs and the underlying shares of the Bank represented by the GDSs will continue to be listed and traded on the Beirut Stock Exchange.  3 Global Deposit Receipt Program:  The Bank is not terminating its Global Deposit Receipt Programme. Accordingly, following the delisting from the Luxembourg Stock Exchange and the International Order Book of London Stock Exchange, all GDSs will remain outstanding.  For further information, contact Investor Relations: InvestorRelations@blominvestbank.com +961 1 729 254

BLOM Bank SAL (the “Bank”) announces that it has applied for the withdrawal of its Global Depositary Shares (the “GDSs”) (ISIN: US0936881095; trading symbol: BLBD) from trading on the International Order Book of the London Stock Exchange with proposed effect from 24 November 2020.  1 Reason for the Delisting: Lebanon is undergoing severe financial, economic and fiscal crises, which has had a significant adverse effect on Lebanese banks, including the Bank. The Bank believes the extreme uncertainties for the Bank and its shareholders resulting from this situation are incompatible with the maintenance of the listing of the Issuer’s GDSs on the International Order Book. In addition, given the low volume of GDSs traded on the International Order Book and the limited liquidity thereof, the costs and administrative burden of maintaining the listing are disproportionate to the benefit thereof. The Bank also intends to simultaneously remove the GDSs from the Luxembourg Stock Exchange’s EuroMTF market. The GDSs and the shares underlying the GDSs will continue to be listed and admitted to trading on the Beirut Stock Exchange.  2 Continuation of Listing on the Beirut Stock Exchange: The GDSs and the underlying shares of the Bank represented by the GDSs will continue to be listed and traded on the Beirut Stock Exchange.  3 Global Deposit Receipt Program: The Bank is not terminating its Global Deposit Receipt Program. Accordingly, following the delisting from the Luxembourg Stock Exchange and the International Order Book of London Stock Exchange, all GDSs will remain outstanding.  For further information, contact Investor Relations: InvestorRelations@blominvestbank.com +961 1 729 254

This announcement is made by Byblos Bank S.A.L. (the “Bank”) in respect of the Cash Contribution to Capital (“CCC”) transaction proposed by the Bank in accordance with the term sheet dated 23 September 2020.   The Bank has decided to extend the deadline for submission of subscription applications by eligible holders in respect of the CCC transaction until 30 November 2020. The other terms applicable to the CCC transaction, as set out in the above-mentioned term sheet and the related subscription form remain in full force and effect.

The Board of Directors of Holcim (Liban) S.A.L. invites the shareholders to attend an Ordinary General Assembly Meeting to be held at 11:00 a.m., on Thursday, November 26, 2020 at Le Royal Hotel – Dbayeh to discuss the following agenda: - Approve the report of the Board of Directors for the year ended December 31, 2019. - Approve the report of the Auditors for the year ended December 31, 2019.  - Approve the Balance Sheet and Income Statements for the year ended December 31, 2019 and give the Board of Directors complete clearance for the business of the year 2019.   - Approve the report of the Board of directors drafted according to Article 158 of the Code of Commerce.  - Approve the Auditors’ report drafted according to Article 158 of the Code of Commerce.  - Elect members to the Board of Directors.  - Nominate Auditors for the fiscal year 2020 and fix their fees.  - Give the members of the Board the authorization stipulated in article 29 of the company’s by-laws. To attend the meeting, owners of nominative shares whose shares are deposited in authorized banks must record their names in the Company’s register at least five days prior to the meeting and should present a certificate of deposit and blocking of the nominative shares from the approved banking institutions.

Intended Delisting from the London Stock Exchange

Bank Audi s.a.l. (the “Bank”) announces that it expects the cancellation of the listing of its Global Depositary Receipts (the “GDRs”) (ISINs: US0605721127 and US0605721044) from the Official List of the UK Financial Conduct Authority and the cancellation of the admission to trading of its GDRs from the London Stock Exchange to occur on 16 November 2020.

BLC Bank SAL publishes the Report of the Board of Directors addressed to the Annual General Meeting.

Bank Audi s.a.l. (the “Bank”) announces that it has applied for the cancellation of the listing of its Global Depositary Receipts (the “GDRs”) (ISIN: US0605721044) from the Official List of the UK Financial Conduct Authority and the cancellation of the admission to trading of its GDRs from the London Stock Exchange with effect from 6 November 2020.

1. Reason for the Delisting

The Bank applied for the cancellation for the listing and trading of its GDRs due to the low volume of GDRs traded on the London Stock Exchange. The Bank believes that, given the limited liquidity of the GDRs, the costs and administrative burden of maintaining the listing of the GDRs on the Official List and admission to trading on the London Stock Exchange are disproportionate to the benefits thereof. 

2. Continuation of Listing on the Beirut Stock Exchange

Each GDR represents one common shares of the Bank (the “Shares”). The Shares of the Bank represented by the GDRs, as well as the GDRs, will continue to be listed and traded on the Beirut Stock Exchange. 

3. Global Deposit Receipt Programme

The Bank is not terminating its Global Deposit Receipt Programme. Accordingly, following the delisting from the London Stock Exchange, all GDRs will remain outstanding. 

For further information, contact Investor Relations: sana.sabra@bankaudi.com.lb

This announcement is made by Byblos Bank S.A.L. in respect of the U.S.$300,000,000 6.5% Convertible Fiduciary Notes due 2022 issued on a fiduciary basis by The Bank of New York Mellon (Luxembourg) S.A. (since replaced as Fiduciary by Mitsubishi UFG Global Custody S.A.) for the sole purpose of financing a subordinated loan to the Bank. The Fiduciary Notes are pass-through instruments and, as such, do not constitute direct debt obligations of the Fiduciary. The Fiduciary’s payment obligations in respect of the Fiduciary Notes are conditional upon the receipt of payments by the Bank in respect of the Subordinated Loan. The Fiduciary is not obliged to pay amounts under the Fiduciary Notes from its own funds.  Under the Terms and Conditions of the Fiduciary Notes, the Bank shall (in accordance with Central Bank Decision № 6830) pay interest on the subordinated loan (which would then be passed on to the holders of the Fiduciary Notes) if the Bank has Sufficient Available Profit for the Relevant Quarter, being the calendar quarter when the interest payment is due.  In light of the ongoing severe financial, political and fiscal crises in the Lebanese Republic, including the continuing suspension of the Republic’s payments on its Eurobonds and the corresponding impact on the financial condition of Lebanese banks, including the Bank, as well as the effects of the explosion at the Beirut (which caused at least 170 deaths and over 6,500 other casualties, displaced an estimated 300,000 people and extensively damaged property over a wide area of Beirut), the Bank’s management has determined that the Bank will not have Sufficient Available Profits for the Relevant Quarter for the quarter ending 30 September 2020 or any profit at all.  (Continue reading)

Bank Of Beirut SAL publishes the Audited Consolidated Financial Results for the year ended December 31, 2019.

The shareholders of Bank of Beirut S.A.L. are invited to attend an Ordinary General Assembly meeting to be held at 11 a.m., on Monday September 28, 2020, at the Bank's Head Office, Foch St, Beirut Downtown to study the following agenda:  - Approve the reports of the Board of Directors for the year 2019.  -  Approve the Auditors’ reports for the year 2019.  -  Approve the Separate and Consolidated Financial Statements for the year 2019.  - Approve the authorizations granted by the Board of Directors pursuant to Article 158 of the Code of Commerce.  -  Discharge the chairman and members of the Board of Directors in respect of activities performed during the year 2019.  -  Elect a new Board of Directors.  -  Give the members of the Board of Directors the authorizations stipulated in articles 158 & 159 of the Code of Commerce and in article 152 of the Code of Cash and credit. - Appoint a second auditor for the years 2020, 2021 and 2022 and determine his fees. - Renew the granted authorizations and grant new ones pursuant to Article 159 of the Code of Commerce.  -  Other topics.

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi sae (Egypt), has published its financial statements as at and for the period ended June 30, 2020.   A summary in English of the financial statements can be viewed at Bank Audi’s website:  http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt.  For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb .

BLOM Bank SAL publishes Extract from the Minutes of Meeting of the Board of Directors of July 15, 2020

BLOM Bank SAL publishes Extract from the Minutes of Meeting of the Ordinary General Assembly of July 15, 2020.

The board of Directors of Banque BEMO S.A.L. invites the shareholders to attend an Annual Ordinary General Assembly Meeting to be held at 9:00 am on Monday, September 14, 2020 at the Bank’s Offices, Ashrafieh, Elias Sarkis St. Banque BEMO bldg. Second floor to discuss the following agenda:  -  Examine the Board of Director’s general report for the year 2019.  -  Examine the Auditors’ report for the year 2019.  -  Examine the Board of Director’s special report and the Auditors’ special report prepared according to articles 158 & 159 of the Code of Commerce and to article 152 of the Code of Money and Credit and give authorizations accordingly.  -  Examine and approve the accounts for the year 2019 and allocate the results of the fiscal year.  -  Approve the Consolidated Financial Statements as at 31/12/2019. -  Grant discharge to the Chairman and members of the Board of Directors in respect of activities performed during the year 2019.  -  Fix the remunerations of the Chairman – General Manager for the year 2020.  -  Fix the remunerations of the Board of Directors for the year 2020.  -  Determine the fees of External Auditors.  -  Other topics.  Shareholders are requested to abide by the rules of the Bank’s by-laws, noting that the documents requested by article 197 of the Code of Commerce will be available to shareholders at the Bank’s Head Office 15 days before the Ordinary General Assembly.

The board of Directors of Banque BEMO S.A.L. invites the shareholders to attend an Extraordinary General Assembly Meeting to be held at 10:00 am on Monday, September 14, 2020 at the Bank’s Offices, Ashrafieh, Elias Sarkis St. Banque BEMO bldg. Second floor to discuss the following agenda:  - List all shares issued by the Extraordinary General Assembly of May 06, 2019 on the Beirut Stock Exchange.  - Amend article 36 of the Bank’s By-Laws. – Other topics.

Blom Bank SAL informs its shareholders that the Bank extended the deadline for CCC process till further notice.  A new announcement will be published before September 30, 2020.  

Bank Audi SAL publishes the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2019.

The Board of Directors of Bank Audi s.a.l. invites all holders of ordinary shares to attend an Ordinary General Assembly Meeting to be held at 10:30 a.m. on Friday September 4, 2020 at the Bank’s Head Office, Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to listen to the Board and External Auditors reports concerning the Company’s activity and accounts for the year ended December 31, 2019 and to examine the following agenda: - To approve the Bank’s accounts, in particular, the balance sheet and the profit and loss statement, as of and for the year ended December 31, 2019, and to discharge the Chairman and members of the Board of Directors of the Bank in respect of activities performed during the year ended December 31, 2019; - To approve the allocation of the 2019 annual results as proposed by the Board of Directors, and to authorize the transfer of other amounts to retained earnings, or to other reserve accounts; - To ratify loans granted during the year 2019 to related parties as per Article 152 of the Code of Money and Credit; - To authorize the granting of loans to related parties during the year 2020, in accordance with Article 152 of the Code of Money and Credit; -  To ratify transactions that are subject to the approval of the General Meeting including transactions entered into between the Bank and members of the Board of Directors or other related persons or affiliated companies during the year ended December 31, 2019 that are subject to Article 158 of the Code of Commerce and to authorise the Bank to enter into similar transactions during the year 2020;  -To approve the acquisition of all the assets and the assumption of all the liabilities of Audi Investment Bank sal pursuant to law 192/1993; (Full Report)

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated February 25, 2019 (as may be amended from time to time, the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”)) and Bank of New York Mellon, in its capacity as depositary (the “Depositary”), relating to Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share, nominal value L.L. 1,670 per common share (the “Common Shares”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement. (Full Report)

Byblos Bank SAL publishes the Consolidated Financial Statements and Auditors’ Report for the year ended December 31, 2019

Bank Audi sal’s Annual Report for the year ended 31 December 2019 (the “2019 Annual Report”) encompassing, among other things, the Financial Statements and notes, the External Auditors’ report, and a Management Discussion & Analysis can now be downloaded from the Company’s website at www.bankaudigroup.com

The unaudited Interim Financial Report as at and for the period ended June 30, 2020 (“the 2020 Interim Report”) encompassing, among other things, the Financial Statements and notes and a Management Discussion & Analysis can also be downloaded now from the Company’s website at www.bankaudigroup.com

The 2019 Annual Report and the 2020 Interim Report are also available from the address below:

The Group Corporate Secretary

Bank Audi sal Audi Plaza - Bab Idriss P.O. Box 11-2560 Beirut - Lebanon

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended June 30, 2020.  A summary in English of the financial statements can be viewed at Bank Audi’s website: http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb.

BEIRUT, 4 August 2020 – Byblos Bank s.a.l. (the “Bank”) refers to its announcement of 1 July 2020 in relation to the proposed cancellation of the listing of its Global Depositary Receipts (the “GDRs”) (ISIN: US12431A1016) from the Official List of the UK Financial Conduct Authority and the cancellation of the admission to trading of the GDRs from the London Stock Exchange.  The Bank confirms that the cancellation took effect from 7:00 am on Thursday 30 July 2020.  The Bank has not terminated its Global Deposit Receipt Programme. Accordingly, following cancellation of the listing of the GDRs, the GDRs will remain outstanding

After legitimate delay approved by Banque Du Liban’s (BDL), BLOM Bank announced today its audited financial results for year 2019. The results obtained were largely as expected, and affected by the impact of the financial and economic crisis that has struck Lebanon since October 2019. Net profits came to $115.411 million, lower by 77.44% from year 2018. In terms of balance sheet items, assets stood at $33.296 billion, lower by 9.38%; deposits were $26.462 billion, lower by 2.78%; (Full Report)

In line with the cabinet’s decision declaring a state of general mobilization throughout the country to reduce the spread of the COVID-19 Coronavirus, the Beirut Stock Exchange will close from Thursday, July 30, 2020 till Monday, August 03, 2020.  Trading will resume on Tuesday, August 04, 2020.

Solidere SAL publishes: the Special Report of the Board of Directors addressed to the Annual General Assembly and the Auditors’ Special Report  drafted in accordance with articles 158 and 159 of the Lebanese Code of Commerce for the year ended December 31, 2019\.  

BLOM Bank SAL publishes: the Special Report of the Board of Directors addressed to the Annual General Assembly of July 15, 2020 and the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2019.

BLOM Bank SAL publishes the Report of the Board of Directors addressed to the Annual General Meeting of July 15, 2020.

The holders of Byblos Bank S.A.L. preferred shares are invited to attend the annual ordinary general assembly to be held at the Bank headquarters in Ashrafieh, Elias Sarkis Avenue, at 09:00 AM on Tuesday 28 July 2020, in order to discuss and decide on the matters listed on the following agenda: - To hear the general and special Board reports for the fiscal year 2019. - To hear the auditors’ general and special reports for the fiscal year 2019. - To advise on the accounts of the fiscal year 2019 and the allocation of its results. - To advise on the discharge the Chairman and the Board members for their administrative duties during the fiscal year 2019. – To advise on the election of new board members. - To advise on the operations performed between the Board members and the Bank during the fiscal year 2019 and the contractual terms of the Board members and the Senior officers of the Bank, and to authorize the Board members, in accordance with Articles 158 and 159 of the Code of Commerce and Article 152 of the Code of Money and Credit, to carry out during 2020 all the operations described in the special report of both the Board of Directors and the auditors. - To advise on the determination of the Auditors’ remuneration for the fiscal year 2020 and on the Board of Directors and Board Committee members’ emoluments for the fiscal year 2020. – Miscellaneous.  The balance sheet, inventory, profit and loss account for the fiscal year 2019, general and special reports of both the Board and the auditors for the fiscal year 2019, consolidated profit and loss account, consolidated balance sheet and relevant auditor’s report as well as the list of the shareholders will be made available to shareholders at Byblos Bank Headquarters in Ashrafieh, Elias Sarkis Avenue, during the regular business hours 16 days before the meeting.

The shareholders of Byblos Bank S.A.L. are invited to attend the annual ordinary general assembly to be held at the Bank headquarters in Ashrafieh, Elias Sarkis Avenue, at 09:30 AM on Tuesday 28 July 2020, in order to discuss and decide on the matters listed on the following agenda: - To hear the general and special Board reports for the fiscal year 2019. - To hear the auditors’ general and special reports for the fiscal year 2019.- To approve the accounts of the fiscal year 2019 and the allocation of its results. - To discharge the Chairman and the Board members for their administrative duties during the fiscal year 2019. - Election of new board members. - To approve the operations performed between the Board members and the Bank during the fiscal year 2019 and the contractual terms of the Board members and the Senior officers of the Bank, and to authorize the Board members, in accordance with Articles 158 and 159 of the Code of Commerce and Article 152 of the Code of Money and Credit, to carry out during 2020 all the operations described in the special report of both the Board of Directors and the auditors. - To determine the Auditor’s remuneration for the fiscal year 2020 and the Board of Directors and Board Committee members’ emoluments for the fiscal year 2020. – Miscellaneous.  The balance sheet, inventory, profit and loss account for the fiscal year 2019, general and special reports of both the Board and the auditors for the fiscal year 2019, consolidated profit and loss account, consolidated balance sheet and relevant auditor’s report as well as the list of the shareholders will be made available to shareholders at Byblos Bank Headquarters in Ashrafieh, Elias Sarkis Avenue, during the regular business hours 16 days before the meeting.

Byblos Bank s.a.l. (the “Bank”) announces that it has applied for the cancellation of the listing of its Global Depositary Receipts (the “GDRs”) (Regulation S: US12431A1016) from the Official List of the UK Financial Conduct Authority and the cancellation of the admission to trading of its GDRs from the London Stock Exchange with effect from 30 July 2020. 1 Reason for the Delisting:  The Bank applied for the cancellation for the listing and trading of its GDRs due to the low volume of GDRs traded on the London Stock Exchange. The Bank believes that, given the limited liquidity of the GDRs, the costs and administrative burden of maintaining the listing of the GDRs on the Official List and admission to trading on the London Stock Exchange are disproportionate to the benefits thereof.   2 Continuation of Listing on the Beirut Stock Exchange:  Each GDR represents 50 common shares of the Bank (the “Shares”). The Shares of the Bank represented by the GDRs will continue to be listed and traded on the Beirut Stock Exchange.  3 Global Deposit Receipt Programme:  The Bank is not terminating its Global Deposit Receipt Programme. Accordingly, following the delisting from the London Stock Exchange, all GDRs will remain outstanding.  For further information, contact Investor Relations:  investor-relations@byblosbank.com.lb

Solidere SAL publishes the Auditors’ Report and the Consolidated Financial Statements for the year ended December 31, 2019.

The Board of Directors of Solidere SAL invites the shareholders, carrying class A or class B shares to attend an Ordinary General Assembly to be held at 9:30 am on Thursday July 16, 2020 at Seaside, Beirut Waterfront, Downtown, to discuss the following agenda:  - Examine the Board of Director’s Report for 2019.  - Examine the Auditors’ Reports related to the Separate Financial Statements and the Consolidated Financial Statements for 2019.  - Examine the accounts, the Financial Statements and the Consolidated Financial Statements for 2019. - Examine Board of Director’s Special Report and the Auditors’ Special Report and grant the Board of Directors proper authorizations stipulated in articles 158 and 159 of the Code of Commerce.  - Give full discharge to the Chairman and to the Directors for 2019.  If no quorum is present at the first Ordinary General Assembly the Board of Directors decided to invite shareholders to a second Ordinary General Assembly to be held at 9:30 am on Thursday August 06, 2020 at Sea Side, Beirut Waterfront, Downtown. If no quorum is present at the second Ordinary General Assembly the Board of Directors decided to invite shareholders to a third Ordinary General Assembly to be held at 9:30 am on Thursday, August 27, 2020 at Sea Side, Beirut Waterfront, Downtown.

Directorate Change:

Resignation of Mr. Amro Azhari from the Board of Directors.

Appointment of Mr. Charles Haddad, Mr. Gerar Rizk, and Mr. Malek Kasta as Assistant General Managers.

We are pleased to notify you that the Board of Directors of BLOMBANK S.A.L.  convened on Friday, June 19, 2020 and took the decision to call the shareholders of the Bank to hold an Extraordinary General Assembly Meeting on Wednesday, July 15, 2020 (15/07/2020) at 12:00 p.m. at the Bank’s Headquarters in Beirut, Verdun, Rachid Karami Street, BLOM BANK S.A.L. building (Block A -7^th Floor), in order to discuss the following agenda items: - To amend some articles of the Bank’s By-Laws (Articles of Association) in accordance with the amendment of the Code of Commerce on 01/04/2019, and which became effective on 01/07/2019. - Any other matter,

Solidere announces that the unaudited sales that will be realized during the year 2020 amounted to about 341.9 million USD.  During 2020, the company repaid its debts and other banking facilities, amounting to approximately $ 190 million. The company also paid the largest portion of its dues to contractors and suppliers, thereby reducing the total liabilities from $414 million as of December 31, 2019 to $225 million at the date of this announcement, knowing that most of the remaining liabilities are due within several years or will be realized within the revenues according to the accounting requirements.  Cash reserves in banks increased substantially during the year 2020, which enhances the liquidity of the company and its ability to face urgent and future challenges

This announcement is made by Byblos Bank S.A.L. (the “Bank”) in respect of the U.S.$300,000,000 6.5% Convertible Fiduciary Notes due 2022 (the “Fiduciary Notes”) issued on a fiduciary basis by The Bank of New York Mellon (Luxembourg) S.A. (since replaced as Fiduciary by Mitsubishi UFG Global Custody S.A.) for the sole purpose of financing a subordinated loan to the Bank. The Fiduciary Notes are pass-through instruments and, as such, do not constitute direct debt obligations of the Fiduciary. The Fiduciary’s payment obligations in respect of the Fiduciary Notes are conditional upon the receipt of payments by the Bank in respect of the Subordinated Loan. The Fiduciary is not obliged to pay amounts under the Fiduciary Notes from its own funds.  Under the Terms and Conditions of the Fiduciary Notes, the Bank shall (in accordance with Central Bank Decision № 6830) pay interest on the subordinated loan (which would then be passed on to the holders of the Fiduciary Notes) if the Bank has Sufficient Available Profit for the Relevant Quarter, being the calendar quarter when the interest payment is due.  In light of developments in the Lebanese Republic, including the announcement that the Republic will not make payments on its Eurobonds and the corresponding impact on the financial condition of Lebanese banks, including the Bank, the Bank’s management has determined that the Bank will not have Sufficient Available Profits for the Relevant Quarter for the quarter ending 30 June 2020 or any profit at all.  As a result, the Bank will not make an interest payment on the subordinated loan. The Fiduciary will, therefore, not pass on such amounts representing interest payments to the holders of the Fiduciary Notes on next the interest payment date, which is 30 June 2020.

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi sae (Egypt), has published its financial statements as at and for the period ended March 31, 2020.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt

For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb

BLOM Bank SAL announces that, on April 07, 2020, Mr. Mohammad Yassine Rabah resigned from the Board of Directors and from all Board’s committees of the Bank.

Blom Bank SAL informs its shareholders that the Bank extended the deadline for CCC process till further notice.  A new announcement will be published before June 19, 2020. 

Subject: Talks for the Sale of Bank Audi sae (Egypt) Stopped

Beirut, May 18, 2020

Bank Audi announced today that it has mutually agreed with First Abu Dhabi Bank (FAB) to stop the transaction process regarding the sale to FAB of its fully-owned subsidiary in Egypt (Bank Audi-Egypt), due to the unprecedented circumstances and uncertain outlook relating to the COVID-19 pandemic.  The two banks have held productive discussions over the past few weeks, with significant progress made on many points. Bank Audi would like to thank the FAB team for their support and cooperation during the diligence and the broader transaction process.  Commenting on the termination of the negotiations, Bank Audi’s Group CFO Tamer Ghazaleh stated “Despite the absence of a concluding transaction, that was made impossible by the Covid-19 pandemic, we are very happy with the outcome of the negotiations that have confirmed the outstanding qualities of Bank Audi Egypt, and are proud that it remains a flagship of our Group.”

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended March 31, 2020. A summary in English of the financial statements can be viewed at Bank Audi’s website: http://www.bankaudigroup.com/group/financials-of-odeabank-as

Blom Bank SAL informs its shareholders that the Bank extended the deadline for CCC process till further notice.  A new announcement will be published before May 08, 2020.  For more information you can call the Bank at 01 758000.

In line with the cabinet’s decision declaring a state of general mobilization throughout the country to reduce the spread of the COVID-19 Coronavirus, the Beirut Stock Exchange will be closed Thursday May 14 and Friday May 15, 2020.

On the occasion of the Feast of Annunciation, there will be no trading at the Beirut Stock Exchange on Wednesday, March 25, 2020.  

The General Assembly of shareholders of Banque BEMO SAL held a meeting on March 02, 2020 and resolved to approve the contracts signed between a group of shareholders and the Bank relating to cash contribution to capital.  (Minutes of Meeting - Arabic)

The Beirut Stock Exchange announces that it will resume trading starting Tuesday, March 17, 2020.

In line with the Cabinet’s decision to declare a state of general mobilization in the country, to confront the spread of the coronavirus, the Beirut Stock Exchange announces that the stock market will temporarily close for today Monday, March 16, 2020.

All the resolutions set out in the Information Statement dated February 17, 2020 were duly passed:  First resolution: Confirmation of the adequate completion of the procedures for the increase of the Bank’s capital through the issuance of 188,789,011 common shares  he Extraordinary General Meeting of shareholders of Bank Audi sal, having reviewed all submitted documents, declares that:  - 188,789,011 common shares with a nominal value of LL 1,670 each, have been issued, and their aggregate nominal value amounting to LL 315,277,648,370 has been fully paid;  - The capital increase has been subscribed to and paid within the set period by the persons listed in the report, stamped by the Central Bank of Lebanon, and submitted to the assembly, showing the number of shares allocated to each. (Read More)

The Board of Directors of Bank of Beirut sal invites shareholders to attend an ordinary general assembly, to be held in accordance with the quorum and the majority legally required to amend the By-Laws of the Bank. The meeting will be held at 11:00 am on March 20, 2020 at the Bank’s Head Office located in Foch St, Beirut Downtown to discuss the following agenda: - Approve the decisions of the Board of Directors of December 17, 2019 relating to cash contribution to capital. -  Approve the terms of the cash contribution to capital. – Approve the authorization granted by the Board of Directors pursuant to the provisions of article 158 of the Code of Commerce relating to Cash Contribution to Capital.

Recently, false information is being circulated about Solidere's sales since the beginning of 2019.  In this regard, Solidere is interested in clarifying the truth and publishes the exact numbers of sales operations that have been signed and whose revenues will be achieved during 2019 and 2020: - For the year 2019 (total sales contracts reached $250,122,600 to be fully or partially achieved during 2019).  -  For the year 2020: (total sales contract reached $112,789,400 until the date of this announcement).  Total: $362,912,000 (for 2019 and 2020 till the date of this announcement).  Solidere assures that it will publish periodically the amounts of signed sales contracts in order to confirm the accuracy of the information circulated.

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended December 31, 2019. A summary in English of the financial statements can be viewed at Bank Audi’s website: http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb.

BLOM Bank SAL is pleased to inform its shareholders that the extraordinary general assembly of the bank held on January 14, 2020 decided, in implementation of the intermediary decision of Banque Du Liban No. 13129 dated November 04, 2019 relating to the amendment of  Basic Decision No. 6939 of March 25, 1998 concerning the regulatory framework for the adequacy of capitals of banks operating in Lebanon, to increase the Bank’s Tier One Capital in accordance with the provisions of the Term Sheet of the Cash Contribution to Capital approved by the above-mentioned assembly.

Cash Contribution to Capital can be convertible into shares, according to the conditions detailed in the Term Sheet. Accordingly, the shareholders who paid cash contribution are entitled to convert these contributions into ordinary shares in the bank’s capital according to the conditions and mechanism detailed in the Term Sheet.

The Bank invites shareholders, willing to participate in the CCC process within a deadline that ends on April 03, 2020, to review the Term Sheet available at the branches of BLOM Bank SAL.

For more information, please contact any of the Bank's branches in Lebanon.

The Extraordinary General Assembly of shareholders of Byblos Bank SAL convened on February 21, 2020 and approved the cash contribution to capital agreement, in the amount of USD 135 million, convertible into common shares.  The above decision is subject to the approval of Banque Du Liban.  For more information you can call Mr. Elie Wehbe: Phone number 01-335200 ext. 0325 or by email at ewehbe@byblosbank.com.lb

All the resolutions set out in the Information Statement dated 23 January 2020 were duly passed:  First resolution: Agree to the receipt of USD denominated cash contributions to capital convertible into common shares, and set their amount, terms and conditions:  Description: The Extraordinary General Meeting of Shareholders agreed to the receipt of USD denominated cash contributions to capital for up to USD 209,556,181,35 convertible into common shares, in accordance with terms and conditions listed in their Term Sheet. Cash Contributions are accepted from the holders of Common Shares as listed in the report of the Chairman of the Board.  Conversion, if resolved, is made through the issuance by the Bank of a new common share for every USD 1.11 of Cash Contributions and the nominal value of each new common share is paid through the transfer (from the free LL reserve account to the capital account) of an amount in Lebanese pounds equivalent to the nominal value of such new share. The aggregate USD amount so transferred to the reserve account is not distributable without the approval of the Central Bank of Lebanon.  Associated taxes and fees are payable by the Bank.  Second resolution: (Read More)

The Extraordinary General Assembly of Shareholders of Bank Audi sal convened earlier today and approved USD denominated cash contributions, from the Bank’s shareholders, in an amount of USD 210 million. The General Assembly also resolved to convert said cash contributions into ordinary shares of the Bank.  The aforementioned actions remain subject to the approval of the Central Bank of Lebanon and fall within the first phase of the increase of equity that was requested from all banks by the Central Bank of Lebanon.  The Board of Directors wishes to express its gratitude to the shareholders. Their eagerness to contribute, as evidenced by the sizable volume of cash contributions received, is a renewal of their valuable commitment to stand by the Bank in the prevailing circumstances that the country is going through.

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated February 25, 2019 (as may be amended from time to time, the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”)) and The Bank of New York Mellon, in its capacity as depositary (the “Depositary”), relating to the Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share with a nominal value L.L. 1,670 (the “Common Shares”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement. (Read more)

The Board of Directors of Bank Audi sal invites all holders of Common Shares to attend an Extraordinary General Meeting to be held at 10:30 a.m. on Friday March 6, 2020 at the Bank’s Head Office located at Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to examine the following agenda:  -  Verification of the completion of the procedures for the increase in the Bank’s capital through the conversion of the Cash Contributions into common shares in accordance with the resolution of the Extraordinary General Meeting held on February 20, 2020;   -  Listing of the newly-issued Common Shares on the Beirut Stock Exchange;  -  and Discharge of the Chairman and members of the Board of Directors in respect of activities related to the Capital Increase.

On the occasion of the Memorial Day of the assassination of H.E. former Prime Minister Mr. Rafic Hariri, there will be no trading at the Beirut Stock Exchange on Friday February 14, 2020.

The Board of Directors of Banque BEMO S.A.L. invites shareholders to attend an Ordinary General Meeting to be held at 9:00 a.m. on Monday, March 02, 2020 at the Bank’s Offices, BEMO bldg. 2^nd Floor, Elias Sarkis Street, Ashrafieh, to discuss the following agenda: - Review and approve the contract of cash contribution to capital pursuant to the provisions of the intermediate circular of the Central Bank of Lebanon Nb. 532 relating to capital adequacy regulatory framework for all banks operating in Lebanon.  – Other topics.

Banque BEMO S.A.L. publishes the minutes of meeting of the General Assembly of December 23, 2019 (No quorum). Minutes of meeting

The shareholders of Byblos Bank SAL are invited to attend the Extraordinary General Assembly to be held at Byblos Bank Headquarters in Achrafieh, Elias Sarkis Avenue, at 9:00 am on Friday 21 February 2020, in order to discuss and decide on the matters listed on the following agenda: -  To approve the signature of a cash contribution to capital agreement in the amount of USD/135,000,000/ (one hundred thirty-five million United States dollars) convertible into Byblos Bank SAL shares. -  To approve the increase of Byblos Bank SAL capital in stages not exceeding in the aggregate USD/135,000,000/ (one hundred thirty-five million United States dollars), available for subscription by the holders of cash contribution to capital only and determine the terms of the capital increase. -  Miscellaneous.  The Board of Directors’ report on the agreement of cash contribution to capital convertible into shares, the main terms of the agreement, and the auditors’ report will be made available to the shareholders at the headquarters of Byblos Bank SAL in Beirut-Achrafieh, Elias Sarkis avenue, during the regular business hours 25 days at least before the meeting.

Increase in Core Equity

Bank Audi has started accepting US Dollar denominated cash contributions to capital from its shareholders (holders of common shares), in application of the first stage of Banque du Liban’s circular 532. Shareholders holding the majority of the Bank’s capital have already indicated their willingness to contribute, a valuable token of their commitment to Bank Audi and to Lebanon, particularly in the exceptional circumstances the country is currently going through. The remaining shareholders are also invited to participate in the cash contributions in order to increase the Bank’s Common Equity Tier One by 10%.

The terms of the cash contributions, proposed by the Board of Directors in its meeting dated 26 December 2019, include a conversion provision, pursuant to which cash contributions may be converted into common shares. The conversion is expected to happen upon the final acceptance by the extraordinary general assembly of shareholders which will be held on 20 February 2020.

Negotiations to sell Bank Audi sae (Egypt)

Bank Audi is currently conducting exclusive negotiations with First Abu Dhabi Bank to sell its subsidiary in Egypt, (Read more)

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated February 25, 2019 (as may be amended from time to time, the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”)) and The Bank of New York Mellon, in its capacity as depositary (the “Depositary”), relating to the Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share with a nominal value L.L. 1,670 (the “Common Shares”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement. (Read more)

The Board of Directors of Bank Audi sal invites all holders of Common Shares to attend an Extraordinary General Meeting to be held at 10:30 a.m. on Thursday February 20, 2020 at the Bank’s Head Office located at Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to examine the following agenda:  -  Agree to the receipt of USD denominated cash contributions to capital convertible into common shares (“Cash Contributions”), and set their amount, terms and conditions;  -  Approve the conversion of the Cash Contributions into common shares;  -  Increase the Bank’s capital following the conversion of the Cash Contributions into common shares;  -  Amend articles 6 and 8 of the Bank’s By-Laws to reflect the above;  -  Submit the actions described in items 1, 2 and 3 for approval by Banque du Liban, the central bank of Lebanon; and -  Grant the Chairman of the Board of Directors (acting singly) or any 2 Directors – General Managers (acting jointly) the necessary powers in order to implement the foregoing resolutions.

In its meeting held on December 26, 2019, the Board of Directors of Bank Audi sal resolved to propose to the Extraordinary General Assembly of Shareholders the acceptance of USD denominated cash contributions to capital convertible into common shares. Participation in the Cash Contributions is restricted to the holders of the Bank’s common shares who are willing to participate. The Cash Contributions are accepted in application of the first stage of circular no. 532 issued by Banque du Liban, the central bank of Lebanon on November 4, 2019.

The Board of Directors also proposed to the Extraordinary General Assembly of Shareholders the conversion of the aforementioned Cash Contributions into common shares, subject to the approval of the central bank.

Holders of common shares are permitted to participate pro rata to their holdings of shares. Any Cash Contribution not subscribed for in the initial allocation may be re-allocated to holders of shares who participate in the offer on a pro rata basis to their holdings.

Holders of the Bank’s common shares willing to participate in the cash contributions, pursuant to the requirements of the central bank circular, and as per the above, are invited to contact their branches or the Bank’s Head Office located at Audi Plaza, Bab Idriss, Beirut Commercial Central District, on or before 17/02/2020 inclusive, in order to review the Term Sheet, sign the necessary documents and pay the amounts of their subscriptions.

BLOM Bank S.A.L. (Bank) is pleased to inform its Shareholders that the Extraordinary General Assembly held on January 14, 2020 at the Bank’s Headquarters approved the terms and conditions of the first increase of the Bank’s Tier One Capital by 10% of its Common Equity Tier One, in an amount equivalent to US$ 261.94 million (two hundred sixty-one million nine hundred forty thousands) through cash contributions to capital (CCC) in U.S. dollar in accordance with the provisions of BDL (Central Bank of Lebanon) intermediate circular No. 532 (intermediate Decision No. 13129) dated 4/11/2019. The CCC will constitute Additional Tier One Capital to the Bank.

Each holder of Shares or GDRs (acting through the Depositary) will have the right to participate in the CCC. The CCC are perpetual, subject to full or partial conversion into shares during each of the next five years. The Bank may pay interest annually on the CCC. The terms and conditions of the CCC will be detailed in a Term Sheet to be made available to the shareholders in due course.

On the occasion of the Armenian Christmas Day there will be no trading at the Beirut Stock Exchange on Monday, January 06, 2020.

http://www.bse.com.lb/Portals/0/BLC%20FS%2020190930.pdf

Banque BEMO SAL publishes its Consolidated Unaudited Financial Results for the period ended September 30, 2019.  Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Bemo%20FS%2020190930%20Eng.pdf

We are pleased to notify you that the Board of Directors of BLOM Bank SAL convened on Friday, December 13, 2019 and took the decision to call the shareholders of the Bank to hold an Extraordinary General Assembly Meeting on Tuesday, January 14, 2020 at 12:00 p.m. at the Bank’s Headquarters in Beirut, Verdun, Rachid Karami Street, BLOM Bank SAL building (Block A – 7^th floor), in order to discuss the following agenda items: - to review and approve the Cash Contribution to Capital Instruments (CCCI) in implementation of the terms of Banque Du Liban (BDL) Intermediate Decision no. 13129 (related to Intermediate Circular no. 532) on the “Capital Adequacy Regulatory Framework for Banks Operating in Lebanon” issued on 4/11/2019. – Any other matter.

The Board of Directors of Banque BEMO S.A.L. invites shareholders to attend an Ordinary General Meeting to be held at 9:00 a.m. on Monday, December 23, 2019 at the Bank’s Offices, BEMO bldg. 2^nd Floor, Elias Sarkis Street, Ashrafieh, to discuss the following agenda: - Review and approve the contract of cash contribution to capital pursuant to the provisions of the intermediate circular of the Central Bank of Lebanon Nb. 532 relating to capital adequacy regulatory framework for all banks operating in Lebanon.  – Other topics.

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi sae (Egypt), has published its financial statements as at and for the period ended September 30, 2019. A summary in English of the financial statements can be viewed at Bank Audi’s website: http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt For additional information, you may address your e-mails to mailto:corporate.secretary@bankaudi.com.lb

On the occasion of the Independence Day there will be no trading at the Beirut Stock Exchange on Friday, November 22, 2019.

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Thursday, November 21, 2019 the Lebanese Republic Eurobond Issue labeled Series number 60, worth USD /1,500,000,000/, carrying an Interest rate of 5.45% and maturing on November 28, 2019.  Circular 490/2019 

Bank Audi announced that Mr. Aristidis Vourakis, a Greek national, has submitted his resignation as Member of the Board and Deputy Group CEO, a position he has held since April 2017. Mr. Vourakis has decided to resign for personal reasons.

Mr. Samir Hanna, Chairman and Group CEO, acknowledged the resignation of Mr. Vourakis and thanked him for his valuable contributions throughout his tenure at the Bank, wishing him every success in his new endeavors.

Mr. Vourakis declared: “In the context of the current crisis in Lebanon and the constrained appetite for investments, I preferred to pursue other opportunities outside the country. I would like to wish everyone in Lebanon a prompt return to normal conditions and economic growth. I would also like to thank all my Bank Audi colleagues for their cooperation, and firmly believe that they are well prepared to drive Bank Audi stronger.”

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended September 30, 2019. A summary in English of the financial statements can be viewed at Bank Audi’s website: http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb.

Since 17 October 2019, there have been large scale protests in Lebanon, which has been facing significant adverse developments in its monetary and fiscal positions. On 29 October 2019, the President of the Council of Ministers, Mr. Saad Hariri, tendered his resignation to the President of the Republic, which resulted in the resignation of the entire Government. Banks in Lebanon, including Bank Audi s.a.l., have been closed since 18 October 2019 and are set to reopen on 1 November 2019. In accordance with applicable Lebanese regulations, Lebanese banks with listed securities on the Beirut Stock Exchange, as is the case for Bank Audi s.a.l., are required to publish their results as at, and for the nine months ended, 30 September 2019 by 31 October 2019. In light of the above circumstances, the Bank expects the aforementioned local regulatory requirement to be temporarily waived and will thus be postponing the publication of its third quarter financial results beyond the aforementioned date.

Solidere SAL publishes its Interim Consolidated Financial Statements and Independent Auditors’ report for the six- month period ended June 30, 2019. Report can be accessed by using the following URL: http://www.bse.com.lb/Portals/0/Solidere%20Interim%20Consolidated%20Statement%20of%20Financial%20Position%20201906.pdf

On September 17, 2019 a shareholder of Bank of Beirut SAL Mr. Harout Khajatorian sold to Mrs. Maria Laoun Semerjian the following shares: Bank of Beirut Common Listed shares: 517,011 Shares at a price of USD 18.80 per share, 223,201 Common non-listed Shares and 240,000 Priority Shares at a price of USD 21.00 per share.

The Beirut Stock Exchange decided to de-list the 350,000 Series C Preferred Shares issued by BLC Bank SAL from the official market of the stock exchange as the Bank completed the cancelation process of these shares and took note that the Bank issued and distributed for free 350,000 new Common shares to shareholders on record as at April 03, 2019; as a result the Bank’s share capital is now composed as follows: /214,000,000/ common  shares (71,033,333 shares are listed and 142,966,667 are not listed), /750,000/ series D preferred shares (100% listed) and /263,510/ series E preferred shares (100% listed).  Circular 485/2019

On the occasion of the Assumption of the Virgin Mary, there will be no trading at the Beirut Stock Exchange on Thursday, August 15, 2019.  Trading will be resumed on Friday, August 16, 2019.

Societe Libanaise des Ciments Blancs SAL publishes its Unaudited Financial Results for the period ended June 30, 2019.  Report can be accessed by using the following URL

The Ordinary General Assembly of shareholders of Solidere held a meeting on Monday, July 29, and decided to approve the company’s accounts, in particular the statement of financial position and the statement of profit or loss for the year ended December 31, 2018 as well as the consolidated statement of financial position and the consolidated statement of profit or loss for the year 2018.  The Ordinary General Assembly also decided to give the Chairman, members of the Board of Directors and investors possessing more than five percent of the voting rights, the authorization stipulated in articles 158 and 159 of the Code of Commerce and decided to discharge the Chairman and members of the Board of Directors in respect of activities performed during the year 2018.  (Minutes of Meeting – Arabic)

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended June 30, 2019.

A summary in English of the financial statements can be viewed at Bank Audi’s website: http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb

BLOM Bank SAL publishes its Consolidated Unaudited Financial Results for the period ended June 30, 2019.  Report can be accessed by using the following URL:

Bank Audi SAL publishes its Consolidated Unaudited Financial Results for the period ended June 30, 2019.  Report can be accessed by using the following URL:

Banque BEMO SAL publishes its Consolidated Unaudited Financial Results for the period ended June 30, 2019.  Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Bemo%20FS%2020190630%20Eng.pdf

http://www.bse.com.lb/Portals/0/Byblos%20FS%2020190630.pdf

Bank of Beirut SAL publishes its Consolidated Unaudited Financial Results for the period ended June 30, 2019.  Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20FS%2020190630.pdf

BLC Bank SAL publishes its Consolidated Unaudited Financial Results for the period ended June 30, 2019.  Report can be accessed by using the following URL

http://www.bse.com.lb/Portals/0/BLC%20FS%2020190630.pdf

As the Ordinary General Assembly was invited to meet for the first time on June 28, 2019 but the quorum wasn’t reached, the Board of Directors of Solidere SAL invites all shareholders to attend the Ordinary General Assembly to be held at 9:30 am on July 29, 2019 at Sea Side, Beirut Waterfront, Downtown to discuss the following agenda: - Examine the Board of Director’s Report for 2018.  - Examine the Auditors’ Reports related to the Separate Financial Statements and the Consolidated Financial Statements for 2018.  - Examine the accounts, the Financial Statements and the Consolidated Financial Statements for 2018. - Examine Board of Director’s Special Report and the Auditors’ Special Report and grant the Board of Directors proper authorizations stipulated in articles 158 and 159 of the Code of Commerce.  - Give full discharge to the Chairman and to the Directors for 2018. 

In implementation of the resolution of the Ordinary General Assembly of shareholders held on June 24, 2019 relating to the distribution of dividends Societe Libanaise des Ciments Blancs SAL announces that dividends set at LBP /450/ per share (net of distribution tax), will be paid starting July 16, 2019 for holders of shares as at July 09, 2019 (Record date).

In implementation of the resolution of the Ordinary General Assembly of shareholders held on June 19, 2019 relating to the distribution of dividends, Holcim (Liban) SAL announces that dividends set at LBP /351/ per share (net of distribution tax), will be paid starting July 16, 2019 for holders of shares as at July 09, 2019 (Record date).

The Extraordinary General Assembly of shareholders of Banque BEMO S.A.L. held a meeting on May 06, 2019 and decided to distribute free shares to common shareholders on record as at June 21, 2019 on the basis of one free share for every four common shares held; therefore the Ex-free shares distribution date of Banque BEMO common shares is Wednesday, June 19, 2019.  Distribution of the free common shares is expected to start on June 24, 2019.

The Board of Directors of Rasamny Younis Motor Company S.A.L. invites shareholders of the Company to attend an Annual General Assembly Meeting at 10:00 a.m. on Friday, June 28, 2019 at the Company’s Headquarters to discuss the following agenda:  - Examine the Board of Director’s General and Special reports for the year 2018.  - Examine the Auditors’ General and Special reports for the year 2018.  - Approve the accounts of the year 2018 and allocate the results.  - Give full discharge to the Chairman and to the Directors for the year 2018.   – Approve the operations that occurred between the Company and some Board members during the year 2018 and give prior authorization to the Board members according to article 158 of the Code of Commerce.  - Give prior authorization to the Board members according to article 159 of the Code of Commerce.  Give the Board of Directors the authorization to take credits from banks. – Fix the remuneration of the chairman and Board members for the year 2019.  – Approve the signing of financing contracts with United Automotive Agency SAL and R Y Properties SAL. – Appoint the External Auditor for the year 2019 and fix his audit fees.  – Elect a new Board of Directors. – Other topics.

The Annual Ordinary General Assembly of BLC Bank S.A.L. convened on June 12, 2019 and resolved to approve the bank’s accounts for the year 2018.  The General Assembly declared distribution of dividends for holders of Preferred shares series D and series E as follows: I - Dividends before distribution tax (10%): Preferred Shares Series D: USD 6.75 per share;  Preferred Shares Series E: USD 2.72 per share.  II - Dividends net of distribution tax (10%):  Preferred Shares Series D: USD 6.075 per share; Preferred Shares Series E: USD 2.448 per share.  III - Important dates:  17 June 2019: Dividend record date.  13 June 2019: Ex-dividend date.  18 June 2019: Dividend payment date.

Societe Libanaise des Ciments Blancs SAL publishes the Report of the Board of Directors addressed to the Annual General Meeting of June 24, 2019.

Societe Libanaise des Ciments Blancs SAL publishes: the Special Report of the Board of Directors addressed to the Annual General Assembly of  June 24, 2019 and the Auditors’ Special Report  drafted in accordance with article 158 of the Lebanese Code of Commerce for the year ended December 31, 2018.

BLC Bank SAL publishes the Report of the Board of Directors addressed to the Annual General Meeting of June 12, 2019

BLC Bank SAL publishes the Auditors’ Report and Consolidated Financial Statements for the year ended December 31, 2018. Report can be accessed by using the following URL: 

http://www.bse.com.lb/Portals/0/BLC%20BANK%20CONSOLIDATED%20FINANCIAL%20STATEMENTS%20AND%20INDEPENDENT%20AUDITORS%20REPORT%2020181231.pdf

Holcim (Liban) SAL publishes the Report of the Board of Directors addressed to the Annual General Meeting of June 19, 2019

The Board of Directors of Societe Libanaise des Ciments Blancs SAL invites the shareholders to attend an Ordinary General Assembly Meeting at 10 am on Monday, June 24, 2019 at the at the offices of Holcim (Liban) S.A.L. in Dbayeh, to discuss the following agenda:  - Approve the financial statements for the year 2018 and grant discharge to the Board of Directors.  - Examine and approve the Board of Director’s report for the year 2018.  - Examine and approve the Auditors’ report for the year 2018.  - Examine and approve the Board of Director’s report drafted according to article 158 of the Code of Commerce.  - Examine and approve the Auditors’ report drafted according to article 158 of the Code of Commerce.  - Elect members to the Board of Directors.  - Appoint the External Auditors for the year 2019 and fix their remunerations.  - Distribute dividends. 

To attend the meeting, owners of nominative shares whose shares are deposited in authorized banks must record their names in the Company’s register at least seven days prior to the meeting and should present a certificate of deposit and blocking of the nominative shares from the approved banking institutions. 

The Board of Directors of Solidere SAL invites the shareholders, carrying class A or class B shares to attend an Ordinary General Assembly to be held at 9:30 am on Friday June 28, 2019 at Seaside, Beirut Waterfront, Downtown, to discuss the following agenda:  - Examine the Board of Director’s Report for 2018.  - Examine the Auditors’ Reports related to the Separate Financial Statements and the Consolidated Financial Statements for 2018.  - Examine the accounts, the Financial Statements and the Consolidated Financial Statements for 2018. - Examine Board of Director’s Special Report and the Auditors’ Special Report and grant the Board of Directors proper authorizations stipulated in articles 158 and 159 of the Code of Commerce.  - Give full discharge to the Chairman and to the Directors for 2018.  If no quorum is present at the first Ordinary General Assembly the Board of Directors decided to invite shareholders to a second Ordinary General Assembly to be held at 9:30 am on Monday July 29, 2019 at Sea Side, Beirut Waterfront, Downtown. If no quorum is present at the second Ordinary General Assembly the Board of Directors decided to invite shareholders to a third Ordinary General Assembly to be held at 9:30 am on Monday, August 19, 2019 at Sea Side, Beirut Waterfront, Downtown.

Solidere SAL publishes the Auditors’ Report and Consolidated Financial Statements for the year ended December 31, 2018. Report can be accessed by using the following URL:

 ttp://www.bse.com.lb/Portals/0/Solidere%20Consolidated%20Financial%20Statements%202018.pdf

The Board of Directors of BLC Bank S.A.L. invites shareholders to attend an Ordinary General Assembly Meeting to be held at 12:00 pm on June 12, 2019, at the Bank’s Head Office in Adlieh Beirut, BLC Bank Bldg. To discuss the following agenda:  - Examine the General and Special Reports of the Board of Directors for the year 2018.  - Examine the Reports of the Auditors for the year 2018.  - Give proper authorizations as per Articles 158 & 159 of the Code of Commerce and as per article 152 of the Code of Money and Credit.  - Approve the Bank’s accounts for the year 2018.  - Give full discharge to the Board of Directors.  - Allocate the results of the year 2018.  -  Elect a new Board of Directors.  -  Appoint External Auditors.  -  Other topics.

Bank of Beirut SAL publishes the Auditors’ Report and the Consolidated Financial Statements for the year ended December 31, 2018

The Beirut Stock Exchange announces the closure of the stock market on Thursday, May 16, 2019, the day of the funeral of Patriarch Mar Nasrallah Boutros Sfeir. Trading will resume on Friday May 17, 2019.

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended March 31, 2019.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com .               

Banque BEMO SAL publishes the Auditors’ Report and the Consolidated Financial Statements for the year ended December 31, 2018

In Reference to the announcement issued by Banque BEMO SAL relating to the distribution of dividends for the holders of preferred shares on record as at May 14, 2019, the Beirut Stock Exchange declares that the Ex-dividend date of Banque BEMO's preferred shares is Friday, May 10, 2019.   (Circular: 483/2019)

The Ordinary General Assembly of Shareholders of Banque BEMO S.A.L. convened on May 06, 2019 and approved a gross distribution of dividends to holders of preferred shares Series 2013  amounting to USD 2,450,000; USD 7 per Preferred share Series 2013 (USD 6.30 net of 10% distribution tax).  Dividends will be paid to preferred shares holders starting June 10, 2019 after deducting the 10% distribution tax, for the holders of preferred shares as at May 14, 2019 (Record Date), according to the records of Midclear S.A.L.

BLC Bank SAL publishes its Consolidated Unaudited Financial Results for the period ended March 31, 2019.  Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20FS%2020190331.pdf

Bank Audi SAL publishes its Consolidated Unaudited Financial Results for the period ended March 31, 2019. Report can be accessed by using the following URL:

BLOM Bank SAL publishes its Consolidated Unaudited Financial Results for the period ended March 31, 2019. Report can be accessed by using the following URL:

Byblos Bank SAL publishes its Consolidated Unaudited Financial Results for the period ended March 31, 2019.  Report can be accessed by using the following URL:

Bank of Beirut  SAL publishes its Consolidated Unaudited Financial Results for the period ended March 31, 2019.  Report can be accessed by using the following URL:http://www.bse.com.lb/Portals/0/BOB%20FS%2020190331.pdf

On the occasion of Labor Day there will be no trading at the Beirut Stock Exchange on Wednesday, May 01, 2019.  Trading will be resumed on Thursday, May 02, 2019.

http://www.bse.com.lb/Portals/0/BEMO%20FS%2020190331%20Eng.pdf

The Ordinary General Assembly held on 17 April 2019 at the Bank’s Headquarters, approved the distribution of dividends for the year 2018 as follows: For Common Shareholders - LBP 212 per share (LBP 190.8 net of 10% withholding tax).  For Preferred Shareholders: Class 2008: USD 8 per share; (USD 7.2 net of 10% withholding tax).  Class 2009: USD 8 per share; (USD 7.2 net of 10% withholding tax).  Such dividends will be paid on or about 25 April 2019 after deducting the 10% withholding tax, to shareholders as at 24 April 2019 (record date), according to the records of Midclear (the Central Depository). Shares will trade ex-dividend starting 18 April 2019.  For GDR holders: LBP 212 per share paid in US dollars through the depositary bank, The Bank of New York Mellon, after deducting withholding tax (of 10%) and other expenses starting 02 May 20219

BLOM BANK S.A.L. is pleased to inform the Bank’s Shareholders that the Annual Ordinary General Assembly convened on April 16, 2019 at the Bank’s Headquarters and approved the accounts of the Bank for 2018, as well as the distribution of dividends amounting to LBP 364,148,019 thousand to Holders of Common Listed Shares, at an amount of LBP 1,700 per share subject to the distribution tax of 10%.  Dividend payment is made through Midclear S.A.L., starting April 24, 2019 for the holders of Common Listed Shares according to the records of Midclear S.A.L as at April 23, 2019 (Record Date), with Wednesday April 17, 2019 being the Ex-dividend date.  Regarding BLOM GDR Holders, dividends are expected to be settled by BANK OF NEW YORK MELLON starting from May 02, 2019

The shareholders of Bank of Beirut S.A.L. are invited to attend an Ordinary General Assembly meeting to be held at 5 p.m., on Monday May 06, 2019, at the Bank's Head Office, Foch St, Beirut Downtown to study the following agenda:  -  Approve the reports of the Board of Directors for the year 2018.  -  Approve the Auditors’ reports for the year 2018.  -  Approve the Balance Sheet and Profit and Loss accounts for the year 2018.  -  Appropriate the profits of the year 2018.  -  Discharge the chairman and members of the Board of Directors in respect of activities performed during the year 2018.  -  Appoint a second auditor for the years 2019, 2020 and 2021and determine his fees.  -  Give the members of the Board of Directors the authorizations stipulated in articles 158 & 159 of the Code of Commerce and in article 152 of the Code of Cash and credit.  -  Other topics.

The board of Directors of Banque BEMO S.A.L. invites the shareholders to attend an Annual Ordinary General Assembly Meeting to be held at 9:00 am on Monday, May 06, 2019 at the Bank’s Head Office, Riad Al Solh- Assayli bldg. 7th Floor to discuss the following agenda:  -  Examine the Board of Director’s general report for the year 2018.  -  Examine the Auditors’ report for the year 2018.  -  Examine the Board of Director’s special report and the Auditors’ special report prepared according to articles 158 & 159 of the Code of Commerce and to article 152 of the Code of Money and Credit and give authorizations accordingly.  -  Examine and approve the accounts for the year 2018 and allocate the results of the fiscal year.  -  Approve the Consolidated Financial Statements as at 31/12/2018.  -  Elect new Directors.  -  Grant discharge to the Chairman and members of the Board of Directors in respect of activities performed during the year 2018.  -  Fix the remunerations of the Chairman – General Manager for the year 2019.  -  Fix the remunerations of the Board of Directors for the year 2019.  -  Appoint External Auditors and determine their fees.  -  Other topics.  Shareholders are requested to abide by the rules of the Bank’s by-laws, noting that the documents requested by article 197 of the Code of Commerce will be available to shareholders at the Bank’s Head Office 15 days before the Ordinary General Assembly.

The Board of Directors of Banque BEMO S.A.L. invites the shareholders to attend an Extraordinary General Assembly Meeting to be held at 11:00 am, on Monday May 06, 2019, at the Bank’s headquarters in Riad Al Solh- Assayli bldg- 7^th Floor in order to examine the following agenda: -  Increase the capital of the bank.  -  Amend articles of the By-Laws relating to the capital increase.  -  Other topics.

The Ordinary General Assembly of Shareholders of Bank Audi S.A.L. convened on April 12, 2019 and resolved, in consideration of the fact that the mandate of the Board of Directors has reached its term, to re-elect the current Directors for a new three years mandate (that will end upon holding the Annual General Assembly that will examine the accounts of the year 2021).  The newly elected Board convened following the General Assembly and resolved, amongst other things, to re-elect (i) Mr. Samir N. Hanna as Chairman of the Board – General Manager, and (ii) Dr. Marwan M. Ghandour and Dr. Freddie C. Baz as Vice-Chairmen; pursuant to the above, the Board of Directors is composed as follows: Mr. Samir N. Hanna (Chairman and Group CEO); Dr. Marwan M. Ghandour (Vice-Chairman); Dr. Freddie C. Baz (Vice-Chairman); Sheikha Mariam N. Al Sabbah; Mr. Marc J. Audi; Dr. Imad I. Itani; Mr. Abdullah I. Al Hobayb; Dr. Khalil M. Bitar; Mrs. Sherine R. Audi; Mr. Carlos A. Obeid; Mr. Aristidis I. Vourakis.

The Ordinary General Assembly of Shareholders of Bank Audi sal convened on April 12, 2019 and resolved, among other things, to (i) approve the Bank’s accounts for the year 2018 and (ii) declare a gross distribution of dividends as follows: - To Holders of Series “H” Preferred Shares a total of USD 4.875 Million on the basis of USD 6.5 per share. - To Holders of Series “I” Preferred Shares a total of USD 17.5 Million on the basis of USD 7 per share. - To Holders of Series “J” Preferred Shares a total of USD 19.25 Million on the basis of USD 7 per share. - To Holders of Common Shares: a total of LBP 331.4 Billion on the basis of LBP 829.125 per share.  Dividends will be paid through Midclear S.A.L (after deduction of the withholding tax at the rate of 10% where applicable) starting April 18, 2019 for the holders of shares as at April 17, 2019 (Record Date), according to the records of Midclear S.A.L., with Monday April 15, 2019 being the Ex-dividend date.

BLOM Bank SAL publishes the Auditors’ Report and the Consolidated Financial Statements for the year ended December 31, 2018

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Monday, April 15, 2019 the Lebanese Republic Eurobond Issue labeled Series number 70, worth USD /500,000,000/, carrying an Interest rate of 5.50% and maturing on April 23, 2019.  Circular 480/2019 

Byblos Bank SAL publishes the Auditors’ Report and the Consolidated Financial Statements for the year ended December 31, 2018.

BLOM Bank SAL publishes the Report of the Board of Directors addressed to the Annual General Meeting of April 16, 2019.

 Societe Libanaise des Ciments Blancs SAL publishes the minutes of meeting of the Board of Directors held on February 25, 2019. Minutes of meeting can be accessed by using the following URL: http://www.bse.com.lb/Portals/0/SL%20Ciments%20Blancs%20MOB%2020190225.pdf

In reference to the Extraordinary General Assembly of shareholders of BLC Bank S.A.L. of December 17, 2018 that decided to redeem and cancel all the /350,000/ Series C preferred shares for a price of USD /103/ per share, and concurrently with the cancellation process, to substitute the nominal value of the canceled shares in the Bank’s Capital through the issuance of /350,000/ new common shares, to be distributed for free to common shareholders pro-rata to their contribution in the common shares of the bank, and in reference to the approval of Banque Du Liban on the aforementioned resolutions, and in reference to the announcement issued by the bank on March 28, 2019 that fix the record date on April 03, 2019; the Beirut Stock Exchange declares that the Ex-free shares distribution date of BLC common shares is Monday, April 01, 2019 . (Circular: 479/2019)

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi sae (Egypt), has published its financial statements (in Arabic) as at, and for the period ended December 31, 2018. A summary in English of the financial statements can be viewed at Bank Audi’s website:  http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt

The holders of Byblos Bank S.A.L. preferred shares are invited to attend the annual ordinary general assembly to be held at Byblos Bank Headquarters in Ashrafieh, Elias Sarkis Avenue, at 09:00 a.m. on Wednesday, 17 April 2019, in order to discuss and decide on the matters listed on the following agenda:
• To hear the general and special Board reports for the fiscal year 2018.
• To hear the Auditors’ general and special reports for the fiscal year 2018.
• To advise on the accounts of the fiscal year 2018 and on the allocation of its results.
• To advise on the discharge of the chairman and Board members for their administrative duties during the fiscal year 2018.
• To advise on the operations performed between the Board members and the Bank during the fiscal year 2018 and on the contractual terms of the Board members and the senior officers of the Bank, and the authorization to be given to the Board members, in accordance with Articles 158 & 159 of the Code of Commerce and Article 152 of the Code of Money and Credit, to carry out during 2019 all the operations described in the special report of both the Board of Directors and the Auditors.
• To advise on the determination of the auditors’ remuneration for the fiscal year 2019 and the directors and Board committee members’ emoluments for the fiscal year 2019.
• Miscellaneous.
The balance sheet, inventory, profit and loss account for the fiscal year 2018, general and special reports of both the Board and the Auditors for the fiscal year 2018, consolidated profit and loss account, consolidated balance sheet and relevant Auditors’ report, as well as the list of holders of the preferred shares will be made available to shareholders at Byblos Bank Headquarters in Ashrafieh, Elias Sarkis Avenue, during the regular business hours 16 days before the meeting.

The Board of Directors of BLOM BANK S.A.L invites the shareholders to attend the annual General Assembly Meeting which will be held at noon on Tuesday, April 16, 2019 at the Bank’s headquarters in Beirut, Verdun, Rashid Karami Street, BLOM BANK S.A.L. building (bloc A – 7^th floor) to deliberate in the following items on the agenda (Read more)

The Board of Directors of Bank Audi s.a.l. invites all holders of ordinary shares to attend an Ordinary General Assembly Meeting to be held at 10:30 a.m. on Friday April 12, 2019 at the Bank’s Head Office, Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to listen to the Board and External Auditors reports concerning the Company’s activity and accounts for the year ended December 31, 2018 and to examine the following agenda:

(Read more)

March 22, 2019

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated February 25, 2019 (as may be amended from time to time, the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”)) and Bank of New York Mellon, in its capacity as depositary (the “Depositary”), relating to Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share, nominal value L.L. 1,670 per common share (the “Common Shares”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement.

 (Read more)

Bank Audi sal’s Annual Report for the year ended 31 December 2018 (the “Annual Report”) encompassing, among other things, the Financial Statements and notes, the External Auditors’ report, and the Management Discussion & Analysis is available from the address below:

The Group Corporate Secretary

Bank Audi sal, Audi Plaza – Bab Idriss.  PO. Box 11-2560.  Beirut - Lebanon

The Annual Report can also be downloaded from the Company’s website  http://www.bankaudigroup.com

Effective Monday, March 18, 2019 Beirut Stock Exchange’s office hours will be as follows: Monday till Friday: from 08:00 till 15:30.  Saturday and Sunday: days off.  N.B. The new office hours will not affect trading hours.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com .               

Holcim (Liban) publishes the minutes of meeting of the Board of Directors held on January 22, 2019. Minutes of meeting can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Holcim%20BOD%2020190122.pdf

Bank Audi S.A.L. (the "Company") announces that a new deposit agreement (amended and restated Regulation S and Rule 144A Deposit Agreement relating to a Deposit Agreement originally dated 23 October 1997, as amended and restated on 10 May 2010) (the "Agreement") for the issuance of global depositary receipts (the "GDR Programme") with The Bank of New York Mellon shall become effective from 25 February 2019 (with certain amendments to the existing Deposit Agreement taking effect on the date which is three months from 25 February 2019).   The Bank of New York Mellon replaces Deutsche Bank Trust Company Americas as Depositary under the Agreement effective from 25 February 2019. The custodian (the “Custodian”) under the GDR Programme, Bank Audi S.A.L. shall also be replaced by Midclear S.A.L. with effect from 25 February 2019.  (Read more)

On the occasion of the Memorial Day of the assassination of H.E. former Prime Minister Mr. Rafic Hariri, there will be no trading at the Beirut Stock Exchange on Thursday February 14, 2019.

BLOM Bank S.A.L. publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLOM%20Financial%20dec%202018%20Eng.%20USD.pdf

Bank Audi sal publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Audi%20Financial%20Eng%20Dec%202018.pdf

BLC Bank S.A.L. publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2018. Report can be accessed by using the following URL:

 http://www.bse.com.lb/Portals/0/BLC%20Financial%20Results%2020181231.pdf

Byblos Bank S.A.L. publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Byblos%20Financial%20Results%20English%2020181231.pdf

Banque BEMO S.A.L. publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BEMO%20FS%2020181231%20Eng.pdf

Bank of Beirut S.A.L. publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2018. Report can be accessed by using the following URL:

In reference to the Prime Minister administrative memorandum to close all state institutions on January 18, 2019 on the occasion of convening the 2019 Arab Economic and Social Development Summit in Beirut, there will be no trading at the Beirut Stock Exchange on the date mentioned here above.  Trading will be resumed on Monday, January 21, 2019.

 إعلان صادر عن شركة سوليدير

عرضت محطّة ال MTV التي نكنّ لها كل إحترام لمصداقيتها ومهنيتها العالية في نشرة الأخبار تاريخ 14 كانون الثاني 2019 وتم إعادة عرضها في نشرات الأخبار تاريخ 15 كانون الثاني 2019 تقريرا يستنتج أن "شركة سوليدير في أزمة مالية خطرة وأن مستقبل الشركة في خطر".  وبهذا الصدد فإن شركة سوليدير وحرصا منها على مصداقية محطة ال MTV وعلى تبيان الحقيقة وضحض الإشاعات التي تستهدف شركة من أكبر الشركات العقارية في المنطقة، تنفي نفيا قاطعا  (For Full Report) 

On the occasion of the Armenian Christmas Day there will be no trading at the Beirut Stock Exchange on Monday, January 07, 2019.

On the occasion of the New Year there will be no trading at the Beirut Stock Exchange on Monday, December 31, 2018 and on Tuesday, January 01, 2019. Trading will be resumed on Wednesday, January 02, 2019.

On the occasion of Christmas, there will be no trading at the Beirut Stock Exchange on Tuesday, December 25, 2018.

On November 29, 2018 the following two transactions on Solidere B have been executed at the Beirut Stock Exchange: I- Seller Societe Generale de Banque au Liban SAL / Buyer SGBL Insurance SAL / Quantity 1,000,000 / Price per share $6.68. II - Seller Societe Generale de Banque au Liban SAL / Buyer SGBL Insurance SAL / Quantity 1,000,000 / Price per share $6.69.  Likewise, on November 30, 2018 the following transaction on Solidere A has been executed at the Beirut Stock Exchange: Seller Societe Generale de Banque au Liban SAL / Buyer SGBL Insurance SAL / Quantity 1,500,000 / Price per share $6.88.  The new ownership percentage of the two parties in the share capital of Solidere SAL becomes as follow:  Societe Generale de Banque au Liban SAL: 13,000,000 shares; 7.88% of Solidere’s capital.  SGBL Insurance SAL: 3,500,000 shares; 2.12% of Solidere’s capital.  The above transactions represent a reallocation of the investments of the Group of Societe Generale de Banque au Liban SAL in the capital of Solidere SAL.

Solidere SAL publishes its Condensed Interim Consolidated Financial Information and review report for the six-month period ended June 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Solidere%20Interim%20Consolidated%20Financial%20Info%20201806.pdf

The Extraordinary General Assembly of shareholders of BLC Bank S.A.L. held a meeting on December 17, 2018 and decided to cancel the /350,000/ Series C preferred shares and concurrently with the cancellation process, to substitute the nominal value of the canceled shares in the Bank’s Capital through the issuance of /350,000/ new common shares, to be distributed for free, to common shareholders pro-rata to their contribution in the common shares of the bank. In addition, the Extraordinary General Assembly decided to grant the Chairman / General Manager the necessary powers to execute the distribution of the free common shares and to determine the related record date. Finally, the Extraordinary General Assembly decided to amend the Bank’s By-Laws to reflect the foregoing decisions and declared that entry into effect of these resolutions is subject to the approval of the Central Bank of Lebanon. Minutes of Meeting - Arabic

The Board of Directors of the BLC Bank S.A.L. invites the holders of preferred shares series E to attend an Extraordinary General Assembly Meeting dedicated to holders of series E preferred shares to be held at 10:00 on Monday, December 17, 2018 at the Bank’s head office in Beirut, Addlieh, to discuss the following agenda: - Draft the By-Laws of the assembly of holders of preferred shares series E. - Nominate a representative of the assembly - Other Topics.

The Board of Directors of BLC Bank S.A.L. invites shareholders to attend an Extraordinary General Assembly Meeting to be held at 11:00 on Monday, December 17, 2018, at the Bank’s Head Office in Adlieh Beirut to discuss the following agenda:   -  Redeem and cancel the Series “C” Preferred Shares, issue free nominal common shares to keep the Capital unchanged and amend the Bank’s By- Laws accordingly.   -  Grant the Board of Directors and/or the Chairman the necessary powers to execute the decisions of the Extraordinary General Assembly with the right to delegate part or all of these powers.   -  Other topics.

For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Wednesday, November 21, 2018 the Lebanese Republic Eurobond Issue labeled Series number 62, worth EUR /445,000,000/, carrying an Interest rate of 5.35% and maturing on November 28, 2018.  Circular 476/2018  

On the occasion of the Prophet’s Birthday, there will be no trading at the Beirut Stock Exchange on Tuesday, November 20, 2018.  Likewise, on the occasion of the Independence Day, there will be no trading at the BSE on Thursday, November 22, 2018.

The Board of Directors of BLC Bank SAL  invites all holders of Common Shares to attend an Ordinary General Meeting to be held at 11:00 a.m. on Monday, November 19, 2018 at the Bank’s Head Office in order to examine the following agenda: To elect an new member to the Board of Directors.

http://www.bse.com.lb/Portals/0/BLOM%20%20Financial%20Sep%202018.pdf

http://www.bse.com.lb/Portals/0/Audi%20Financial%20Eng%20Sep%202018.pdf

Bank of Beirut S.A.L. publishes its Unaudited Consolidated Financial Results for the period ended September 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20Financial%20Results%20Sep%202018.pdf

BLC Bank S.A.L. publishes its Unaudited Consolidated Financial Results for the period ended September 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20Financial%20Results%2020180930.pdf

http://www.bse.com.lb/Portals/0/Byblos%20Financial%20Results%20English%2020180930.pdf

The Beirut Stock Exchange decided to list, as of October 31, 2018, additional /3,050,000/ common shares issued through a private placement by Bank of Beirut SAL. These shares will be added to the previously listed shares; therefore the total number of listed common shares of Bank of Beirut SAL becomes /20,796,417/ common listed shares.  Note that the Bank’s share capital is composed as follows: /56,234,900/ common shares (20,796,417 shares are listed and 35,438,483 are not listed), 4,762,000 priority shares (100% listed), 3,570,000 preferred shares series G (not listed), 5,400,000 preferred shares series H (100% listed), 5,000,000 preferred shares series I (100% listed), 3,000,000 preferred shares series J (100% listed) and 4,000,000 preferred shares series K (100% listed) (Circular 474/2018).

The Beirut Stock Exchange decided to accept the listing, trading and pricing of the /263,510/ Non-Cumulative, Perpetual, Redeemable Preferred Shares Series E issued by BLC Bank SAL in the official market of the stock exchange.  Holders of Series E Preferred Shares will receive annual distribution of 7.00% of the issue price (USD 100 per share), adjusted on a pro rata basis for the year 2018 to reflect the period from the issue date till the end of the year. Trading is scheduled to start on Monday, October 29, 2018. (Circular 473/2018)

Resolution adopted by the Extraordinary General Meeting of Shareholders of October 17, 2018:

Sole resolution: Confirmation of the adequate implementation of the cancelation of the Series “G” Preferred Shares and the accompanying increase of the Bank’s share capital in order to round the nominal value of each individual share up to L.L. 1,670; and granting discharge to the Chairman and members of the Board of Directors of the Bank in respect of activities related to the cancellation and capital increase.  (Read more)

During the months of August and September 2018, BANORABE S.A SPF purchased, after getting the proper approval of Banque Du Liban, 1,273,455 common shares of BLOM Bank SAL for a total value of USD 11,750,920. The new ownership percentage of BANORABE S.A SPF in the share capital of the Bank becomes 17.89%.

The Extraordinary General Assembly of shareholders of Bank of Beirut SAL held a meeting on September 26, 2018 and resolved to: approve the adequate subscription of HPG Urban Developments Pty Ltd in all the 3,050,000 new common shares issued by the Bank; declare that the Bank’s capital is now LBP119,671,674,000 fully paid; and elect HPG Urban Developments Pty Ltd as board member for the remainder of the current Board’s mandate.  (Minutes of Meeting)

The Extraordinary General Assembly of shareholders of Bank of Beirut SAL held a meeting on April 10, 2018 and decided to increase the capital of the Bank from LBP/115,218,674,000/ to LBP/119,671,674,000/ through the issuance of /3,050,000/ new common shares, with a nominal value of LBP /1,460/ per common share and an issue price of USD/18.80/ per share.  The Extraordinary General Assembly also decided to reserve the right to subscribe for the capital increase to a new investor “HPG Urban Developments Pty Ltd” and to list all of the new /3,050,000/ common shares in the official market of the Beirut Stock Exchange.  (Minutes of Meeting)

INFORMATION STATEMENT

September 27, 2018

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated May 10, 2010 (the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”) and Deutsche Bank Trust Company Americas, as depositary (the “Depositary”), relating to Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share of the Bank with a nominal value LBP 1,663 per common share (each a “Common Share”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement.  (Read more)

The Board of Directors of Bank Audi s.a.l. invites all holders of Common Shares to attend an Extraordinary General Meeting to be held at 10:30 a.m. on Wednesday October 17, 2018 at the Bank’s Head Office located at Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to examine the following agenda: The verification of the adequate implementation of the first resolution adopted by the Extraordinary General Meeting of shareholders held on July 27, 2018 in connection with the cancellation of the Series “G” Preferred Shares and the accompanying increase of the Bank’s share capital in order to round the nominal value of each individual share up to L.L. 1,670; and the discharge of the Chairman and members of the Board of Directors of the Bank in respect of activities related to the Cancellation and Capital Increase.

On the occasion of Achoura, there will be no trading at the Beirut Stock Exchange on Thursday, September 20, 2018.

http://www.bse.com.lb/Portals/0/Holcim%20Financial%20Statements%20062018.pdf

http://www.bse.com.lb/Portals/0/SLCB%20Financial%20Statements%20201806.pdf

The Board of Directors of Bank Of Beirut SAL invites all shareholders to attend an Extraordinary General Assembly to be held at 10:000 on Wednesday, September 26, 2018 at the Bank Head Office located at Foch Street, Beirut Downtown to examine the following agenda: - Verification of the completion of the procedures for the increase of the Bank’s capital from LBP//115,218,674,000// to LBP //119,671,674,000//.  -  Declaration that the capital of the Bank is now LBP//119,671,674,000//.  - Other topics.

On the occasion of Hegria New Year, there will be no trading at the Beirut Stock Exchange on Tuesday, September 11, 2018. Trading will be resumed on Wednesday, September 12, 2018.

BANK AUDI SAL ANNOUNCES THE FINANCIAL STATEMENTS OF BANK AUDI SAE (EGYPT) AS AT JUNE 30, 2018

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi sae (Egypt), has published its financial statements as at and for the period ended June 30, 2018.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt

For additional information, you may address your e-mails to corporate.secretary@bankaudi.com.lb.

On the occasion of the Assumption of the Virgin Mary, there will be no trading at the Beirut Stock Exchange on Wednesday, August 15, 2018.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

Byblos Bank SAL publishes its Consolidated Unaudited Financial Results for the period ended June 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLOM%20Financials%20June%202018%20Eng.pdf

Bank Audi sal publishes its Unaudited Consolidated Financial Results for the period ended June 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/AUDI%20Financials%20Eng%20June%202018.pdf

Bank of Beirut S.A.L publishes its Unaudited Consolidated Financial Results for the period ended June 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20Financials%20June%202018.pdf

The Extraordinary General Meeting of Shareholders resolves to (i) cancel all of the 1,500,000 outstanding Series “G” Preferred Shares and substitute their nominal value (aggregating LL 2,494,500,000) in the Capital of the Bank through a simultaneous incorporation of an equivalent amount from the free reserves, concomitantly with the cancellation, and (ii) for the avoidance of residual amounts in the nominal value of the Share pursuant to the aforementioned cancellation of the Series “G” Preferred Shares, increase the Bank’s Capital to become L.L. 677,601,170,680 hence an increase of L.L. 345,744,428 through the incorporation of an aggregate amount of L.L. 2,840,244,428 from the free reserves (representing the nominal value of the cancelled Series “G” Preferred Shares and the capital increase), all resulting in a nominal value of each individual Share of L.L. 1,670.  (Read more)

BLC Bank S.A.L. publishes its Unaudited Consolidated Financial Results for the period ended June 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20financials%20Jun%202018.pdf

Banque BEMO S.A.L. publishes its Unaudited Consolidated Financial Results for the period ended June 30, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BEMO%20Financials%20June%202018.pdf

The Board of Directors of BLC Bank S.A.L. held a meeting on June 20, 2018 and decided to suggest to the Extraordinary General Assembly of shareholders to redeem and cancel all the /350,000/ Preferred Shares Series C for a price of USD /103/ per share, and concurrently with the cancellation process, to substitute the nominal value of the canceled shares in the Bank’s Capital through the issuance of /350,000/ new common shares, to be distributed for free to common shareholders pro-rata to their contribution in the common shares of the bank.   Furthermore, the Board of Directors grants the Chairman the necessary power to carry out all formalities to redeem the Series C preferred shares, to pay the redemption price, to fix the payment date and to distribute the free common shares. (Minutes of Meeting - Arabic)

BLC Bank S.A.L publishes the Minutes of Meeting of the General Assembly of shareholders held on June 27, 2018. (Minutes of Meeting)

In reference to the announcement issued by Societe Libanaise des Ciments Blancs SAL relating to the decision of the Annual General Assembly of shareholders of July 10, 2018 to distribute dividends for the holders of shares on record as at July 17, 2018 (Record date), the Beirut Stock Exchange declares that the Ex-dividend date of the shares of Ciments Blancs SAL is Friday, July 13, 2018.

In implementation of the resolution of the Ordinary General Assembly of shareholders held on July 10, 2018 relating to the distribution of the 2017 dividends, Societe Libanaise des Ciments Blancs SAL announces that dividends set at LBP /666/ per share (net of distribution tax), will be paid starting July 23, 2018 for the holders of shares as at July 17, 2018 (Record date) as follows: -Shareholders who deposited their shares in the Lebanese banks will receive dividends through “Midclear”.  - Holders of bearer shares should exchange their bearer shares into nominative shares, before November 03, 2018, in order to receive dividends.

http://www.bse.com.lb/Portals/0/SOLIDERE%20Report%20of%20the%20Board%20to%20OGA%20201805.pdf

http://www.bse.com.lb/Portals/0/SOLIDERE%20Special%20report%20articles%20158%20&%20159%20code%20of%20Commerce%202017.pdf

Reference is hereby made to the Amended and Restated Deposit Agreement dated May 10, 2010 (the“Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”) and Deutsche Bank Trust Company Americas, as depositary (the “Depositary”), relating to Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share of the Bank with a nominal value LL 1,663 per common share (each, a “Common Share”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement.

(Read more)

The Board of Directors of Bank Audi s.a.l. invites all holders of Common Shares to attend an Extraordinary General Meeting to be held at 10:30 a.m. on Friday July 27, 2018 at the Bank’s Head Office located at Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to examine the following agenda:

The cancellation of  the Series “G” Preferred Shares and increase of the Bank’s capital in order to round the nominal value of each individual share up to LL 1,670;

The amendment of the Bank’s By-Laws, including,  in particular articles 6 and 8, in order to reflect the foregoing;

The submission of the actions described in items 1and 2 for approval by the Central Bank of Lebanon; and

The granting to the Chairman of the Board of Directors (acting singly) or any 2 Directors – General Managers (acting jointly) of the necessary powers in order to implement the foregoing resolutions.

In implementation of the resolution of the Ordinary General Assembly of shareholders held on July 3, 2018 relating to the distribution of the 2017 dividends, Holcim (Liban) SAL announces that dividends set at LBP /3870/ per share (net of distribution tax), will be paid starting July 30, 2018 for the holders of shares as at July 23, 2018 (Record date) as follows: -Shareholders who deposited their shares in the Lebanese banks will receive dividends through “Midclear”.  - Holders of bearer shares should exchange their bearer shares into nominative shares, before November 03, 2018, in order to receive dividends.

The Board of Directors of Rasamny Younis Motor Company S.A.L. invites the shareholders of the Company to hold the Annual General Assembly Meeting on Thursday, August 2, 2018 at 10:00 a.m. at the Company’s Headquarters to discuss the following agenda:  - Examine the Board of Director’s General and Special reports for the year 2017.  - Examine the Auditors’ General and Special reports for the year 2017.  - Approve the accounts of the year 2017 and allocate the results.  - Give full discharge to the Chairman and to the Directors for the year 2017.   – Approve the operations that occurred between the Company and some Board members during the year 2017 and give prior authorization to the Board members according to articles 158 of the Code of Commerce.  - Give prior authorization to the Board members according to articles 159 of the Code of Commerce.  Give the Board of Directors the authorization to take credits from banks. - Empower the company to guarantee United Automotive Agency SAL. - Fix the remunerations of the Chairman and Directors for the year 2018.  - Appoint the External Auditor for the year 2018 and fix his remuneration.  – Other topics.

In reference to the decision of the Board of Directors of Bank Audi SAL relating to the redemption of all Series G preferred shares within a period of 60 days following June 21, 2018, and in reference to the approval of the Central Bank of Lebanon on the above stated decision and upon the request of the Bank to cease trading in Series G Preferred shares, the Beirut Stock Exchange decided to cease trading in Bank Audi Series G Preferred Shares as of the beginning of the trading session of Thursday July 05, 2018. (Circular 468/2018)  

As the Ordinary General Assembly was invited to meet for the first time on June 29, 2018 but the quorum wasn’t reached, a second meeting is scheduled to be held at 9:30 am on July 23, 2018 at Sea Side, Beirut Waterfront, Downtown to discuss the following agenda- Examine the Board of Director’s Report for 2017.  - Examine the Auditors’ Reports related to the Financial Statements and the Consolidated Financial Statements for 2017.  - Discuss the accounts, the Financial Statements and the Consolidated Financial Statements for 2017 and determine the dividends. - Examine Board of Director’s Special Report and the Auditors’ Special Report and grant the Board of Directors proper authorizations stipulated in articles 158 and 159 of the Code of Commerce.  - Give full discharge to the Chairman and to the Directors for 2017. –Elect new Board members. – Assign new Auditors and fix their remunerations.  If no quorum is present at the second Ordinary General Assembly the Board of Directors decided to invite shareholders to a third Ordinary General Assembly to be held at 9:30 am on Monday August 13, 2018 at Sea Side, Beirut Waterfront, Downtown.

On June 27, 2018, Shift Holding SAL bought, through a Block Trade, all the /222,222/ common shares class B of Mr. Samer Chawaf in Rasamy Younis Motor Co. at a price of USD 3.00 per share and for a total amount of USD 666,666.

http://www.bse.com.lb/Portals/0/HOLCIM%20Unaudited%20ConsoFS%2031122017.pdf

Societe Libanaise des Ciments Blancs SAL publishes the Report of the Board of Directors addressed to the Annual General Assembly of July 10, 2018.

http://www.bse.com.lb/Portals/0/SLCB%20English%20report%20for%20the%20Board%20of%20directors%202017.pdf

Societe Libanaise des Ciments Blancs SAL publishes its Financial Statements for the year ended December 31, 2017. Report can be accessed by using the following URL:

Societe Libanaise des Ciments Blancs SAL publishes the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2017.

http://www.bse.com.lb/Portals/0/SLCB%20Auditors%20Art.%20158%20report%202017.pdf

http://www.bse.com.lb/Portals/0/SLCB%20BOD%20158%20report%20English%20SLCB%202017.pdf

The Board of Directors of Societe Libanaise des Ciments Blancs SAL invites the shareholders to attend an Ordinary General Assembly Meeting at 10 am on Tuesday, July 10, 2018 at the Company’s Headquarters in Chekka to discuss the following agenda:  - Approve the financial statements for the year 2017 and grant discharge to the Board of Directors.  - Examine and approve the Board of Director’s report for the year 2017.  - Examine and approve the Auditors’ report for the year 2017.  - Examine and approve the Board of Director’s report produced according to article 158 of the Code of Commerce.  - Examine and approve the Auditors’ report produced according to article 158 of the Code of Commerce.  - Elect members to the Board of Directors.  - Designate the External Auditors for the year 2018 and fix their remunerations.  - Distribute dividends.  To attend the meeting, owners of nominative shares whose shares are deposited in authorized banks must record their names in the Company’s register at least seven days prior to the meeting and should present a certificate of deposit and blocking of the nominative shares from the approved banking institutions.  Owners of bearer shares who have not yet transfer their shares into nominative shares pursuant to Law 75/2016 must transfer their shares in order to be registered in the Company's registers at least seven days prior to the meeting and should present a certificate of deposit and blocking of the nominative shares from the approved banking institutions.  

Holcim (Liban) S.A.L. publishes the Report of the Board of Directors addressed to the Annual General Assembly of July 3, 2018.

http://www.bse.com.lb/Portals/0/Holcim%20Report%20Council%20-En%202017.pdf

Holcim (Liban) S.A.L.publishes the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2017.

http://www.bse.com.lb/Portals/0/Holcim%20Report%20Auditor%20158%202017.pdf

http://www.bse.com.lb/Portals/0/Holcim%20Report%20Council%20Acc%20Art%20158-%20En.pdf

On the occasion of Eid Al Fitr, there will be no trading at the Beirut Stock Exchange on Friday, June 15, 2018.

Solidere SAL publishes its Consolidated Financial Statements for the year ended December 31, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Solidere%20Consolidated%20FS%202017.pdf

BLC Bank issued the following statement:  BLC Bank’s Board of Directors held a meeting on Wednesday June 6, 2018 at the Bank’s head office upon the invitation of the Chairman & General Manager Mr. Maurice Sehnaoui.  Mr. Sehnaoui submitted his resignation from the chairmanship and membership of the Board of Directors. As a result, the board elected unanimously Messrs.: - Nadim Adel Kassar as Chairman General Manager.  - Nabil Adel Kassar as Deputy Chairman.  - Bassam Farid Hassan as General Manager, CEO.  After accepting the Board’s chairmanship, Mr. Nadim Kassar expressed his gratitude to the efforts that Mr. Sehnaoui has deployed throughout his years of service and to his dedication and contribution to BLC Bank, wishing the new management the best in its mission to grow the Bank and promote a healthy evolution (Minutes of the meeting).

The Board of Directors of BLC Bank S.A.L. invites shareholders to attend an Ordinary General Assembly Meeting to be held at 11:00 am on Wednesday June 27, 2018, at the Bank’s Head Office in Adlieh Beirut, BLC Bank bldg. To discuss the following agenda:  - Elect New Board of Directors - Other topics

The Board of Directors of Solidere SAL invites the shareholders, carrying class A or class B shares to attend an Ordinary General Assembly to be held at 9:30 am on Friday June 29, 2018 at Sea Side, Beirut Waterfront, Downtown, to discuss the following agenda:  - Examine the Board of Director’s Report for 2017.  - Examine the Auditors’ Reports related to the Financial Statements and the Consolidated Financial Statements for 2017.  - Discuss the accounts, the Financial Statements and the Consolidated Financial Statements for 2017 and determine the dividends. - Examine Board of Director’s Special Report and the Auditors’ Special Report and grant the Board of Directors proper authorizations stipulated in articles 158 and 159 of the Code of Commerce.  - Give full discharge to the Chairman and to the Directors for 2017. - Elect members to the Board of Directors and determine their remuneration. –Designate the Auditors and determine their fees. If no quorum is present at the first Ordinary General Assembly the Board of Directors decided to invite shareholders to a second Ordinary General Assembly to be held at 9:30 am on Monday July 23, 2018 at Sea Side, Beirut Waterfront, Downtown. If no quorum is present at the second Ordinary General Assembly the Board of Directors decided to invite shareholders to a third Ordinary General Assembly to be held at 9:30 am on Monday, August 13, 2018 at Sea Side, Beirut Waterfront, Downtown.

BLC Bank S.A.L. publishes: the Report of the Board of Directors addressed to the Annual General Assembly of May 31, 2018.  

BLC Bank S.A.L. publishes its Consolidated Financial Statements for the year ended December 31, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20BANK%20CONSOLIDATED%20FINANCIAL%20STATEMENTS%20AND%20INDEPENDENT%20AUDITORS%20REPORT%2020171231.pdf

http://www.bse.com.lb/Portals/0/2017%20Banque%20BEMO%20Consolidated%20Financial%20Statements.pdf

The Annual Ordinary General Assembly of BLC Bank S.A.L. convened on May 31, 2018 and resolved to approve the bank’s accounts for the year 2017.  The General Assembly declared distribution of dividends as follows: I -  Dividends before distribution tax ( 10%): Preferred Shares Class C: USD 6.75 per share.  Preferred Shares Class D: USD 6.75 per share.  II - Dividends net of distribution tax ( 10%):  Preferred Shares Class C: USD 6.075 per share.  Preferred Shares Class D: USD 6.075 per share.  III - Important dates:  06 June 2018: Dividend record date.  04 June 2018: Ex-dividend date.  07 June 2018: Dividend payment date.

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Wednesday 06/06/2018, the Lebanese Republic Eurobonds Issue labeled Series number 65, worth USD /700,000,000/, carrying an Interest rate of 5,15% and maturing on 12/06/2018.  (Circular 467/2018)  

Bank of Beirut S.A.L publishes the Report of the Board of Directors addressed to the Annual General Meeting of May 04, 2018. Report can be accessed by using the following URL: http://www.bse.com.lb/Portals/0/BOB%20BOARD%20REPORT%20ADDRESSED%20TO%20OGA%2020180504.pdf

Bank of Beirut S.A.L publishes the Audited Consolidated Financial Statements for the year ended December 31, 2017.  Report can be accessed by using the following URL: http://www.bse.com.lb/Portals/0/BOB%20Consolidated%20Financial%20Statements%202017.pdf

The Board of Directors of BLC Bank S.A.L. invites shareholders to attend an Ordinary General Assembly Meeting to be held at 10:00 am on Thursday May 31, 2018, at the Bank’s Head Office in Adlieh Beirut, BLC Bank bldg. To discuss the following agenda:  - Examine the General and Special Reports of the Board of Directors for the fiscal year 2017.  - Examine the Reports of the Auditors for the fiscal year 2017.  - Give proper authorizations as per Articles 158 &159 of the Code of Commerce and as per article 152 of the Code of Money and Credit.  - Approve the Bank’s accounts of the fiscal year 2017.  - Give full discharge to the Board of Directors.  - Allocate the results of the fiscal year.  - Other topics.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com .               

In reference to the memorandum issued by Prime Minister that stipulates the closure of all official institutions and administrations on Friday, May 04, 2018 and Monday May 07, 2018 on the occasion of holding the 2018 parliamentary elections, the Beirut Stock Exchange declares that there will be no trading on the above mentioned days.  Trading will be resumed on Tuesday May 08, 2018.

BLOM Bank S.A.L publishes its Unaudited Consolidated Financial Results for the period ended March 31, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLOM%20FS%2020180331%20Eng.pdf

Bank of Beirut S.A.L publishes its Unaudited Consolidated Financial Results for the period ended March 31, 2018. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20Balance%20sheet%2031-03-2018.pdf

http://www.bse.com.lb/Portals/0/Audi%20FS%20Q1%202018%20English.pdf

http://www.bse.com.lb/Portals/0/BEMO%20Financials%20Q1-2018%20Eng.%20Version.pdf

http://www.bse.com.lb/Portals/0/BLC%20FS%2020180331.pdf

http://www.bse.com.lb/Portals/0/Byblos%20FS%20march%202018%20Eng.pdf

On the occasion of Labor Day there will be no trading at the Beirut Stock Exchange on Tuesday, May 01, 2018.  Trading will be resumed on Wednesday, May 02, 2018.

The Board of Directors of BLC Bank S.A.L. invites shareholders to attend an Extraordinary General Assembly Meeting to be held at 11:00 am on Thursday, May 10, 2018, at the Bank’s Head Office in Adlieh Beirut, to discuss the following agenda:  -  The increase of the Bank’s capital through the issuance of new Preferred Shares to be labeled Series “E” Preferred Shares and to identify the value, terms and details of this increase.  -  The listing of the new Series “E” Preferred Shares on the regulated financial markets.   -  The amendement of the Bank’s By-Laws accordingly. -  Other topics

Byblos Bank SAL publishes: the Report of the Board of Directors addressed to the Annual General Assembly of April 20, 2018.

Notice to Shareholders related to dividends distribution for fiscal year 2017

BLOM BANK S.A.L. is pleased to inform the Bank’s Shareholders that the Annual Ordinary General Assembly convened on April 11, 2018 at the Bank’s Headquarters and approved the accounts of the Bank for 2017, as well as the distribution of dividends amounting to LBP 364,338,205 thousand to Holders of Common Listed Shares, at an amount of LBP 1,700 per share subject to the distribution tax of 10%.

Dividend payment is made through Midclear S.A.L., starting 17 April, 2018 for the holders of Common Listed Shares according to the records of Midclear S.A.L as at 16 April, 2018 (Record Date), with Thursday 12 April, 2018 being the Ex-dividend date.

Regarding BLOM GDR Holders, dividends are expected to be settled by BANK OF NEW YORK MELLON starting from 24 April, 2018.

In reference to the announcement issued by Bank Audi SAL relating to the decision of the Annual Ordinary General Assembly of shareholders of April 10, 2018 to distribute dividends for the holders of shares on record as at April 13, 2018 (Record date), the Beirut Stock Exchange declares that the Ex-dividend date of the shares of Bank Audi SAL is Wednesday, April 11, 2018.  (Circular 464/2018)  

The Ordinary General Assembly of Shareholders of Bank Audi sal convened on April 10, 2018 and resolved, among other things, to (i) approve the Bank’s accounts for the year 2017 and (ii) declare a gross distribution of dividends as follows: - To Holders of Series “G” Preferred Shares a total of USD 9 Million on the basis of USD 6 per share.  - To Holders of Series “H” Preferred Shares a total of USD 4.875 Million on the basis of USD 6.5 per share. - To Holders of Series “I” Preferred Shares a total of USD 17.5 Million on the basis of USD 7 per share. - To Holders of Series “J” Preferred Shares a total of USD 11 Million on the basis of USD 4 per share. - To Holders of Common Shares: a total of LBP 331.4 Billion on the basis of LBP 829.125 per share.  Dividends will be paid through Midclear S.A.L (after deduction of the withholding tax where applicable) starting April 16, 2018 for the holders of shares as at April 13, 2018 (Record Date), according to the records of Midclear S.A.L.

Byblos Bank SAL publishes its Audited Consolidated Financial Statements for the year ended December 31, 2017 and the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2017.

BLOM Bank SAL publishes: the Special Report of the Board of Directors addressed to the Annual General Assembly of April 11, 2018 and the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2017.

BLOM Bank SAL publishes the Report of the Board of Directors addressed to the Annual General Meeting of April 11, 2018.

Bank Audi SAL publishes the Auditors’ Special Report drafted according to article 158 of the Code of Commerce for the year ended December 31, 2017.

On the occasion of Good Friday and Easter there will be no trading at the Beirut Stock Exchange on the following days: Friday, March 30, 2018 & Monday, April 2, 2018. Trading will be resumed on Tuesday April 3, 2018.

The Beirut Stock Exchange decided to de-list the 550,000 Series B preferred shares issued by BLC Bank SAL from the official market of the stock exchange, as the Bank completed the redemption process of these shares, and took note of the new structure of the Bank’s capital that is fixed to LBP 214,750,000,000 divided into two classes of shares: the class of common shares at a number of 213,650,000 common shares of which 71,033,333 are listed on the Beirut Stock Exchange; and the class of preferred shares at a number of 350,000 Series C preferred shares and 750,000 Series D preferred shares.  The Series C and Series D preferred shares are listed on the Beirut Stock Exchange.

Circular 463/2018: http://www.bse.com.lb/portals/0/repository/463-2018.b9103413-13e8-4127-a10a-562eab2458b9.pdf

BLOM Bank S.A.L. publishes its Audited Consolidated Financial Statements for the year ended December 31, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLOM-EFS%20Consolidated-Dec%202017.pdf

BLOM Bank s.a.l (the “Company”) today announces its intention to proceed with an issue of U.S. Dollar-denominated certificates of deposit (“Certificates”) and has obtained the approval of the Central Bank of Lebanon in this respect. The Company intends to apply for admission to trading on the Luxembourg Stock Exchange’s Regulated Market and listing on the Official List of the Luxembourg Stock Exchange. Any offer of Certificates is subject to market conditions and a further announcement will be made in due course, if appropriate.

(Read more)

The Board of Directors of Bank Audi s.a.l. invites all holders of ordinary shares to attend an Ordinary General Assembly Meeting to be held at 10:30 a.m. on Tuesday April 10, 2018 at the Bank’s Head Office, Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to listen to the Board and External Auditors reports concerning the Company’s activity and accounts for the year ended December 31, 2017 and to examine the following agenda:

(Read more)

In its meeting held on March 20, 2018, the Board of Directors of Bank Audi sal resolved to propose to the Annual Ordinary General Assembly the distribution of a dividend of LBP 829.125 per common share.

Subject to the General Assembly's approval, such dividends will be paid, after deduction of applicable taxes, on or about April 16, 2018 to holders of common shares as at April 13, 2018 (Record Date), according to the records of Midclear S.A.L (The Central Depository).

Bank Audi sal’s Annual Report for the year ended 31 December 2017 (the “Annual Report”) encompassing, among other things, the Financial Statements and notes, the External Auditors’ report, and the Management Discussion & Analysis is available from the address below:

The Group Corporate Secretary

Bank Audi sal

Audi Plaza - Bab Idriss

P.O. Box 11-2560

Beirut - Lebanon

The Annual Report can also be downloaded from the Company’s website at www.bankaudigroup.com or by clicking on the following link:

http://www.bankaudigroup.com/GroupWebsite/openAudiFile.aspx?id=3732

March 22, 2018

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated May 10, 2010 (as may be amended from time to time, the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”)) and Deutsche Bank Trust Company Americas, in its capacity as depositary (the “Depositary”), relating to Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share, nominal value L.L. 1,663 per common share (the “Common Shares”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement.

(Read more)

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi SAE (Egypt), has published its financial statements (in Arabic) as at and for the period ended December 31, 2017. A summary in English of the financial statements can be viewed at Bank Audi’s website:  http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt .  For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com.

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended December 31, 2017.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com .               

On the occasion of the Memorial Day of the assassination of H.E. former Prime Minister Mr. Rafic Hariri, there will be no trading at the Beirut Stock Exchange on Wednesday February 14, 2018.

On the Occasion of St. Maroun's Day, there will be no trading at the Beirut Stock Exchange on Friday, February 09, 2018. Trading will be resumed on Monday, February 12, 2018.

http://www.bse.com.lb/Portals/0/Byblos%20Unaudited%20FS%20Q4%202017%20English.pdf

Banque BEMO S.A.L. publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BEMO%20FS%20December%202017.pdf

Bank of Beirut S.A.L publishes its Unaudited Consolidated Financial Results for the year ended December 31, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20FS%20-%20Dec%202017.PDF

Friday December 29, 2017 is the last trading day at the Beirut Stock Exchange in the year 2017.

On the occasion of New Year there will be no trading at the Beirut Stock Exchange on Monday, January 01, 2018.  Trading will be resumed on Tuesday, January 02, 2018. .

On the occasion of Christmas, there will be no trading at the Beirut Stock Exchange on Monday, December 25, 2017.

In reference to the Extraordinary General Assembly of shareholders of BLC Bank S.A.L. of September 12, 2017 that decided to redeem and cancel all the /550,000/ Series B preferred shares for a price of USD /103/ per share, and concurrently with the cancellation process, to substitute the nominal value of the canceled shares in the Bank’s Capital through the issuance of /550,000/ new common shares, to be distributed for free to common shareholders pro-rata to their contribution in the common shares of the bank, and in reference to the letter addressed by the bank to the Beirut Stock Exchange on December 19, 2017 that fix the record date on December 26, 2017, the Beirut Stock Exchange declares that the Ex-free shares distribution date of BLC common shares is December 21, 2017 . (Circular: 461/2017)

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Friday December 22, 2017 the Lebanese Republic Eurobonds Issue labeled Series number 17 (Tranch 1 and 2) worth USD /2,007,511,000/ carrying an Interest rate of 4.00% and maturing on 31/12/2017. (Circular: 460/2017)

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Tuesday December 12, 2017 the Lebanese Republic Eurobonds Issue worth LBP /1,500,000,000,000/ carrying an Interest rate of 7.90% and maturing on December 18, 2017. (Circular: 459/2017)

The Beirut Stock Exchange decided to accept the listing, trading and pricing of the /2,750,000/ Non-Cumulative, Perpetual, Redeemable, Convertible Series (J) Preferred Shares, issued by Bank Audi SAL in the official market of the stock exchange.  Holders of Series (J) Preferred Shares will receive annual distribution of USD 4.00 for the year 2017 and USD 7.00 for the following years. Trading is scheduled to start on Thursday, December 07, 2017. (Circular# 458/2017)

In reference to the decision of the Extraordinary General Assembly of Shareholders of Middle East Capital Group SAL dated June 1, 2017 and the decision of H.E. the Governor of the Central Bank of Lebanon dated September 22, 2017, published in the Official Gazette number 55 on November 23, 2017, the name of Middle East Capital Group (M.E.C.G.) SAL has been amended to become: FNB Capital S.A.L.

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi SAE (Egypt), has published its financial statements (in Arabic) as at and for the period ended September 30, 2017.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt .

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com.

The Board of Directors of Banque BEMO SAL announces that the subscription in the new non-convertible, non-callable subordinated notes, bearing an interest of 7% (subject to tax) will take place at the Bank’s Headquarters from November 20, 2017 till November 29, 2017. (The Announcement in Arabic)

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended September 30, 2017.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com .                

يعلن اتحاد البورصات العربية عن فتح باب تقديم الترشيح لشغل منصب امين عام اتحاد البورصات العربية الكائن مقره في بيروت – لبنان. حددت شروط الترشيح بما يلي:
1- أن يكون عمر المرشح ما بين 35 و60 عاماً بتاريخ تقدمه لشغل المنصب.
2- أن يحمل إحدى الجنسيات العربية.
3- أن تكون لديه خبرة لمدة لا تقل عن 15 (خمسة عشر) سنة في مجال أسواق المال العربية أو العالمية أو في المجالات الاقتصادية المرتبطة بأسواق المال.
4- أن يكون حاصلاً على شهادة جامعية في إحدى التخصصات المناسبة لشغل الوظيفة والمرتبطة بأسواق رأس المال.
5- أن يجيد إجادة تامة، اللغة العربية إضافة إلى اللغة الإنكليزية، كما أن معرفة اللغة الفرنسية تعتبر ميزة إضافية.
6- أن تكون لديه مهارات في مجال الإتصال بالغير والمحادثة والكتابة وإعداد التقارير والتنظيم وإدارة وقيادة الجهاز الإداري وتحفيز المستخدمين وأن يكون لديه حضور شخصي ومهني وأن يكون حسن السمعة لم يسبق أن حكم بجريمة مخلّة بالشرف والأمانة وان لا يكون قد حكم بإشهار إفلاسه.
7- أن يلتزم بممارسة مهامه كأمين عام متفرغ في بلد مقر الاتحاد الكائن في بيروت.
8- أن يتم التعاقد معه لمدة أربع سنوات قابلة للتجديد لمرة واحدة فقط باتفاق الطرفين مع إمكانية فسخ العقد من قبل الإتحاد في حال مخالفته للشروط الوظيفية التعاقدية وفقا للقوانين اللبنانية المرعية الاجراء.
يقتضي بالراغب تقديم ملف ترشحه للمنصب المذكور على عنوان الاتحاد الالكتروني المشار اليه التالي:
 AFE-HR@arab-exchanges.org على ان يتضمن المستندات الأولية التالية: 
 رسالة خطية تفيد برغبة المرشح بشغل المنصب وبأسباب ترشحه لهذا المنصب.
 السيرة الذاتية مدعمة بشهادات الخبرة.
 صورة فوتوغرافية حديثة للمرشح.
 صورة جواز سفر ساري المفعول.
 أية مستندات أو معلومات أخرى قد تطلبها اللجنة التنفيذية لاحقا.
يفتح باب الترشح لغاية 21 تشرين الثاني/نوفمبر 2017 ضمنا.
اتحاد البورصات العربية
الرئيس

In reference to the Beirut Stock Exchange (BSE) Circular Nb. 445/2017 dated June 15, 2017, relating to the transfer of the shares of Societe Libanaise des Ciments Blancs SAL (Hereinafter: "Ciments Blancs") from bearer type into nominative type following the issuance of law Nb. 75/2016 (Official Gazette Nb. 52 dated 3/11/2016), the BSE would like to circulate the following (Read more)

The Middle East Investor Relations Association (MEIRA) will be conducting the Certified Investor Relation Officer (CIRO) program at the premises of the Beirut Stock Exchange located in Azarieh street, Azarieh Building, Block 01, 4th floor, on the 27th, 28th and 29th of November 2017 from 9:00 till 17:00.  The program will cover the following areas: 1 – The principles and Practice of Investor Relations.  2 – Global Financial Markets.  3 – Companies and Regulation.  4 – The Regulatory Environment.  5 – Accounting, Valuation and Investment Principles.  6 – Effective IR Practice.  For more information or to register please contact: info@meira.me or +971 (0) 4 3097034

BLOM Bank S.A.L. publishes its Unaudited Consolidated Financial Statements for the period ended September 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLOM%20FS%20Q3%20USD%20ENG.pdf

BLC Bank S.A.L. publishes its Unaudited Consolidated Financial Statements for the period ended September 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20FS%2020170930.pdf

Bank of Beirut S.A.L publishes its Unaudited Consolidated Financial Statements for the period ended September 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20FS%20-%20Sep%202017.pdf

http://www.bse.com.lb/Portals/0/Audi%20FS%2031092017%20EN.pdf

Byblos Bank SAL publishes its Consolidated Unaudited Financial Statements for the period ended September 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Byblos%20FS%20September%202017%20Eng.pdf

Banque BEMO S.A.L. publishes its Unaudited Consolidated Financial Statements for the period ended September 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BEMO%20FS%20September%202017.pdf

Bank of Beirut S.A.L. publishes the Minutes of meeting of the Ordinary General Assembly held on October 12, 2017. Minutes of meeting can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20OGA%2012-10-2017.pdf

Rasamny Younis Motor Company S.A.L. publishes its Unaudited Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

The Board of Directors of Rasamny Younis Motor Company S.A.L. invites shareholders to attend an Ordinary General Assembly Meeting to be held on Friday, November 17, 2017 at 10:00 a.m. at the Company’s Headquarters Chiyah Boulevard, to discuss the following agenda: - Empower the company to guarantee United Automotive Agency SAL for the debts of the latter to  Credit Libanais SAL and/or Societe Generale de Banque au Liban SAL and give the proper authorizations according to articles 158 and 159 of the Code of Commerce. - Other topics.

October 9, 2017

Dear Global Depositary Receipt Holder:

Reference is hereby made to the Amended and Restated Deposit Agreement dated May 10, 2010 (the “Deposit Agreement”) between Bank Audi s.a.l. (the “Bank”) and Deutsche Bank Trust Company Americas, as depositary (the “Depositary”), relating to Global Depositary Receipts issued in respect of common shares of the Bank (the “GDRs”), each GDR representing one common share of the Bank with a nominal value LBP 1,663 per common share (each a “Common Share”). Capitalized terms used herein without otherwise being defined shall have the respective meanings assigned thereto in the Deposit Agreement.

(Read more)

In reference to the circular number 446/2017 dated 30/06/2017, the Beirut Stock Exchange decided to de-list the /1,500,000/ Preferred Shares series “F” from the official market of the stock exchange, and took note of the Bank’s Capital increase that becomes LBP /672,682,176,252/ divided into /404,499,204/ common and preferred shares with a nominal value of LBP /1,663/ per share.  This circular becomes effective upon publication. (Circular: 454/2017)

Bank Audi announces that the subscription in the new preferred shares series “J” will start on September 29, 2017 and end on October 03, 2017. 

On the occasion of Hegria New Year, there will be no trading at the Beirut Stock Exchange on Thursday, September 21, 2017. Trading will be resumed on Friday, September 22, 2017

The Beirut Stock Exchange reminds all Lebanese Joint Stock Companies – SAL – (including holding and off-shore companies) with capital above five hundred thousand Lebanese pounds by virtue of article 3 of the legislative decree No. 120/83 and by virtue of article 197 of the by-laws of the Beirut Stock Exchange, implemented by decree No. 7667 dated 16/12/1995, which consider these companies members in the Stock Exchange. Consequently, every member is incumbent to an annual membership fee equivalent to USD /100/ (One hundred USD) in Lebanese Pounds.
The Beirut Stock Exchange requests all members to settle their annual fee for the year 2017 and any other overdue fees before 29/12/2017. Every member who fails to pay the due annual fees shall pay a fine equivalent to five fold the membership fee, as per article 198 of the by-laws.  Members abiding by the content of this circular within the time limit specified above will be exempted from the default fine.  Payment should be done by submitting a check to the order of Beirut Stock Exchange either:
• At the head office of the Beirut Stock Exchange-Azarieh Street, Azarieh Bldg. Block 01, 4th floor – during the official office hours.
•Or by calling the BSE administration at phone No. 01-993555, before 15/12/2017 to send one of its representatives to collect the check, against an official receipt.
(Circular 452/2017)

The Shareholders of Banque BEMO S.A.L. held a General Assembly at 10:00 am on Tuesday, September 5, 2017 at the Bank headquarters’ in Riad Al Solh- Assayli bldg- 7th Floor and decided to issue Nonconvertible, Non-callable Subordinated Notes for an aggregate amount of USD 35 million, as per the following terms: Form of Notes: Nominative.  Principal Amount: USD 35 million. Nominal Value per Note: USD 10,000.  Number of Notes: 3,500.   Subscription: Open to the public within a period to be fixed by the Board of Directors.  Guarantees: None.  Interest Rate: To be fixed by the Board (between 6.50% and 7.25% subject to 7.00% tax).  Interest Payment Dates: June 30 and December 31 of each year, starting December 31, 2018.  Maturity Date: January 04, 2024. The General Assembly also decided to grant the Chairman / General Manager the necessary powers to execute the above stated decisions, and to suspend the implementation of these resolutions until obtaining the approval of Banque Du Liban.  (Minutes of Meeting, Arabic)

In reference to the administrative memorandum issued by the Prime Minister declaring the closure of all public institutions on Friday, September 08, 2017 to mark a national day of mourning for the martyred soldiers, the Beirut Stock Exchange will close on the mentioned day.

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi SAE (Egypt), has published its financial statements (in Arabic) as at and for the period ended June 30, 2017.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt .

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com.

Societe Libanaise des Ciments Blancs SAL publishes its Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

 http://www.bse.com.lb/Portals/0/Ciments%20Blancs%20FS%20201706.pdf

On the occasion of Eid Al Adha, there will be no trading at the Beirut Stock Exchange from Friday, September 1, till Monday, September 4, 2017(included).  Trading will be resumed on Tuesday, September 5, 2017.

Holcim (Liban) SAL publishes its Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/HOLCIM%20FS%20201706.pdf

Termination of Depository Agreements and delisting of GDRs

Furtuer to our previous correspondence on this subject including our letters of May 26, 2017 and June 29, 2017, we are pleased to advise you as follows: (Read more)

In reference to the decision of the Board of Directors of BLC Bank SAL held on June 06, 2017 related to the redemption and cancellation of all of the 550,000 Preferred Shares Series B, and in reference to the approval of the Central Bank of Lebanon on the above stated decision, and upon the decision of the Bank to pay, on August 28, 2017 the price of the redeemed shares, the Beirut Stock Exchange decided to cease trading in BLC Bank Preferred Shares Series B as of the end of the trading session of Tuesday, August 22, 2017. (Circular 451/2017)

يعلن اتحاد البورصات العربية عن فتح باب تقديم الترشيح لشغل منصب امين عام اتحاد البورصات العربية الكائن مقره في بيروت – لبنان. حددت شروط الترشيح بما يلي:
1- أن يكون عمر المرشح ما بين 35 و60 عاماً بتاريخ تقدمه لشغل المنصب.
2- أن يحمل إحدى الجنسيات العربية.
3- أن تكون لديه خبرة لمدة لا تقل عن 15 (خمسة عشر) سنة في مجال أسواق المال العربية أو العالمية أو في المجالات الاقتصادية المرتبطة بأسواق المال.
4- أن يكون حاصلاً على شهادة جامعية في إحدى التخصصات المناسبة لشغل الوظيفة والمرتبطة بأسواق رأس المال.
5- أن يجيد إجادة تامة، اللغة العربية إضافة إلى اللغة الإنكليزية، كما أن معرفة اللغة الفرنسية تعتبر ميزة إضافية.
6- أن تكون لديه مهارات في مجال الإتصال بالغير والمحادثة والكتابة وإعداد التقارير والتنظيم وإدارة وقيادة الجهاز الإداري وتحفيز المستخدمين وأن يكون لديه حضور شخصي ومهني وأن يكون حسن السمعة لم يسبق أن حكم بجريمة مخلّة بالشرف والأمانة وان لا يكون قد حكم بإشهار إفلاسه.
7- أن يلتزم بممارسة مهامه كأمين عام متفرغ في بلد مقر الاتحاد الكائن في بيروت.
8- أن يتم التعاقد معه لمدة أربع سنوات قابلة للتجديد لمرة واحدة فقط باتفاق الطرفين مع إمكانية فسخ العقد من قبل الإتحاد في حال مخالفته للشروط الوظيفية التعاقدية وفقا للقوانين اللبنانية المرعية الاجراء.
يقتضي بالراغب تقديم ملف ترشحه للمنصب المذكور على عنوان الاتحاد الالكتروني المشار اليه التالي:
 AFE-HR@arab-exchanges.org على ان يتضمن المستندات الأولية التالية: 
§ رسالة خطية تفيد برغبة المرشح بشغل المنصب وبأسباب ترشحه لهذا المنصب.
§ السيرة الذاتية مدعمة بشهادات الخبرة.
§ صورة فوتوغرافية حديثة للمرشح.
§ صورة جواز سفر ساري المفعول.
§ أية مستندات أو معلومات أخرى قد تطلبها اللجنة التنفيذية لاحقا.
يفتح باب الترشح لغاية 15 أيلول/سبتمبر 2017 ضمنا.
اتحاد البورصات العربية
الرئيس

On the occasion of the Assumption of the Virgin Mary, there will be no trading at the Beirut Stock Exchange on Tuesday, August 15, 2017.

The Board of Directors of BLC Bank S.A.L. held a meeting on June 06, 2017 and decided to suggest to the Extraordinary General Assembly of shareholders to redeem and cancel all the  /550,000/ Preferred Shares Series B for a price of USD /103/ per share, and concurrently with the cancellation process, to substitute the nominal value of the canceled shares in the Bank’s Capital through the  issuance of  /550,000/ new common shares, to be distributed for free to common shareholders pro-rata to their contribution in the common shares of the bank.  Likewise, the Board of Directors decided to increase the capital of the Bank through the issuance of new Non-Cumulative, Perpetual, Redeemable preferred shares to be labeled preferred shares Series E.  Holders of the new Series E preferred shares will receive annual distribution between 6.75% and 7.00% of the issue price (USD 100 per new preferred share).  The right to subscribe to the new preferred shares will be limited to the holders of Series B, C and D Preferred Shares. (Minutes of the meeting – Arabic)

BLOM Bank S.A.L. publishes its Unaudited Consolidated Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLOM%20FS%20June%202017.pdf

Bank Audi sal publishes its Unaudited Consolidated Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Audi%20FS%20June%202017%20Eng.pdf

BLC Bank S.A.L. publishes its Unaudited Consolidated Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20FS%20June%202017.pdf

Banque BEMO S.A.L. publishes its Unaudited Consolidated Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BEMO%20FS%20June%202017.pdf

Byblos Bank SAL publishes its Consolidated Unaudited Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Byblos%20FS%20June%202017%20Eng.pdf

The Board of Directors of Rasamny Younis Motor Company S.A.L. invites the shareholders of the Company to hold the Annual General Assembly Meeting on Friday, August 4, 2017 at 10:00 a.m. at the Company’s Headquarters Chiyah Boulevard, to discuss the following agenda:  - Examine the Board of Director’s General and Special reports for the year 2016.  - Examine the Auditors’ General and Special reports for the year 2016.  - Approve the accounts of the year 2016 and allocate the results.  - Give full discharge to the Chairman and to the Directors for the year 2016.   – Approve the operations that occurred between the Company and some Board members during the year 2016 and give prior authorization to the Board members according to articles 158 of the Code of Commerce.  - Give prior authorization to the Board members according to articles 159 of the Code of Commerce.  Give the Board of Directors the authorization to take credits from banks.  - Fix the remunerations of the Chairman and Directors for the year 2017.  - Appoint the External Auditor for the year 2017 and fix his remuneration.  – Other topics.

Bank of Beirut S.A.L publishes its Unaudited Consolidated Financial Statements for the period ended June 30, 2017. Report can be accessed by using the following URL:

In reference to the circular number 444/2017 dated 07/06/2017, the Beirut Stock Exchange decided to de-list the /20,000,000/ BLOM Bank Preferred Shares Class 2011 from the official market of the stock exchange, and took note of the Bank’s Capital increase that becomes LBP /322,500,000,000/ divided into /215,000,000/ common shares with a nominal value of LBP /1,500/ per share.  This circular becomes effective upon publication. (Circular 450/2017

Bank Audi SAL publishes the Resolutions adopted by the Extraordinary General Assembly of shareholders of July 21, 2017.

http://www.bse.com.lb/Portals/0/Audi%20EGM%20Results_21.07.2017.pdf

Holcim (Liban) SAL publishes the Minutes of Ordinary General Assembly held on July 07, 2017.  Minutes of the meeting can be accessed by using the following URL: http://www.bse.com.lb/Portals/0/HOLCIM%20OGA%2020170707.pdf

In implementation of the resolution of the Ordinary General Assembly held on June 22, 2017 related to the distribution of the 2016 dividends, Societe Libanaise des Ciments Blancs SAL announces that the dividends set at LBP /693.5/ per share (net of distribution tax), will be paid starting July 24, 2017 as follows: - Shareholders who deposited their shares in the Lebanese banks will receive their dividends through “Midclear”. - Other shareholders (holders of nominative shares) can receive their dividends through the following banks: Banque Libano Francaise: 1 - Geitawi Branch –Beirut, 2 - Jbeil Branch –Jbeil, 3 - Al Tall Branch – Tripoli from July 24, 2017 till December 24, 2017. By the end of the mentioned period dividends will be paid at the company’s Head Office in Hery.  Other shareholders (holders of bearer shares) can receive their dividends in exchange of coupon Nb. 12 from the shares issued on 05/01/1998 through the above stated banks, from July 24, 2017 till November 03, 2017.  After November 03, 2017 holders of bearer shares should exchange the bearer shares into nominative shares in order to receive dividends. Record date for Nominative Shares is July 21, 2017.

In implementation of the resolution of the Ordinary General Assembly of shareholders held on July 7, 2017 related to the distribution of the 2016 dividends, Holcim (Liban) SAL announces that dividends set at LBP /3600/ per share (net of distribution tax), will be paid starting July 24, 2017 as follows: -Shareholders who deposited their shares in the Lebanese banks will receive their dividends through “Midclear”. - Other shareholders (holders of nominative shares) can receive their dividends through the following banks: 1) Banque Libano Francaise (Geitawi Branch, Jbeil Branch, Al Tall Branch, Tripoli) & 2) Societe Generale de Banque au Liban (Hamra or Tripoli branch), from July 24, 2017 till December 24, 2017. By the end of the mentioned period dividends will be paid at the company’s Head Office in Hery. Other shareholders (holders of bearer shares) can receive their dividends in exchange of coupon Nb. 12 from the shares issued on 14/05/2007 through the above stated banks, from July 24, 2017 till November 03, 2017.  After November 03, 2017 holders of bearer shares should exchange their bearer shares into nominative shares in order to receive dividends. Record date for Nominative Shares is July 21, 2017.

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Monday July 17, 2017 the Lebanese Republic Eurobonds Issue labeled Series #46 worth USD /300,000,000/ carrying an Interest rate of 3.75% and maturing on July 20, 2017.

Transfer from Bearer into Nominative Shares

I- BRIEFING ON THE LEGAL ASPECT

Following the issuance of circular no. 411 of the Central Bank, law no. 75/2016 was promulgated cancelling the bearer shares in Lebanon and imposing on companies and shareholders the obligation of transferring the bearer shares into nominative shares.
  read more...

On July 03, 2017 the following trade on Bank of Beirut – Listed Shares was executed at the Beirut Stock Exchange: Seller / Bank of Beirut S.A.L, Buyer / Rashed El Rashed, Number of shares / 225,000.  Price per share / USD 18.80.  The new percentage ownership of the two parties in the common share capital of the bank becomes as follow: Rashed Al Rashed: 4.11% and Bank of Beirut S.A.L: 0.23%.

BANK AUDI ANNOUNCES ITS INTENTION TO REDEEM AND CANCEL THE SERIES F PREFERRED SHARES.

For immediate release -Bank Audi announces its intention to redeem and cancel all the 1,500,000 outstanding Non-Cumulative Redeemable Series F Preferred Shares of the Bank issued in May 2012.

The redemption is expected to take place on or around 7 July 2017.

This announcement is for information only.

For further information:

Corporate Secretariat

Farid Lahoud

Group Corporate Secretary

Corporate.secretary@banqueaudi.com

The Board of Directors of Bank Audi s.a.l. invites all holders of Common Shares to attend an Extraordinary General Meeting to be held at 10:00 a.m. on Friday July 21, 2017 at the Bank’s Head Office located at Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to examine the following agenda:

1. The cancellation of the Series “F” Preferred Shares and increase of the Bank’s capital in order to round the nominal value of each individual share up to LL 1,663;

2. The amendment of the Bank’s By-Laws, including, in particular articles 6 and 8, in order to reflect the foregoing;

3. The increase of the Bank’s capital through the issuance of a new series of preferred shares (pursuant to Lebanese Law No 308/2001);

4. The listing of such newly-issued preferred shares on the Beirut Stock Exchange;

5. The amendment of the Bank’s By-Laws, including, in particular, articles 6 and 8 thereof, in order to reflect the actions described in items 3 and 4 above;

6. The submission of the actions described in items 1-5 inclusive for approval by the Central Bank of Lebanon acting through its Central Council; and

7. The granting to the Chairman of the Board of Directors (acting singly) or any 2 Directors – General Managers (acting jointly) of the necessary powers to seek required approvals, to set deadlines and to perform all other acts and procedures in furtherance of all of the foregoing resolutions.

The Annual Ordinary General Assembly of BLC Bank S.A.L. convened on June 29, 2017 resolved to approve the bank’s accounts for the year 2016 and declared distribution of dividends as follows: I -  Dividends before distribution tax ( 5%):  Preferred Shares Class B: USD 7 per share.  Preferred Shares Class C: USD 6.75 per share.  Preferred Shares Class D: USD 1.84 per share.  II - Dividends net of distribution tax ( 5%):  Preferred Shares Class B: USD 6.65 per share.  Preferred Shares Class C: USD 6.41 per share.  Preferred Shares Class D: USD 1.75 per share.  III - Important dates:  04 July 2017: Dividend record date.  30 June 2017: Ex-dividend date.  05 July 2017: Dividend payment date.

Rasamny Younis Motor Company S.A.L. publishes its Audited Consolidated Financial Statements and Independent Auditor’s Report for the year ended December 31, 2016. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/RYMCO%20CONSOLIDATED%20FS%2020161231.pdf

On the occasion of Eid Al Fitr, there will be no trading at the Beirut Stock Exchange on Monday, June 26 and Tuesday, June 27, 2017. Trading will be resumed on Wednesday June 28, 2017.

BLOM BANK S.A.L. announced that it has fully acquired all assets and liabilities of HSBC Bank Middle East Limited – Lebanon starting June 17, 2017 after obtaining the approval of Banque du Liban.

 HSBC operated through three branches in Dora, Ras Beirut, and “Zaitunay Bay”.

 BLOM BANK S.A.L. will ensure employment continuity to all HSBC Bank Middle East Limited – Lebanon employees. BLOM BANK S.A.L. is also committed to assist its old and new clients in their financial needs with the full support of its qualified team.

 This acquisition falls under BLOM BANK S.A.L.’s strategy of expanding its customer base and diversifying its assets and sources of revenue. The transaction will help BLOM BANK S.A.L. expand its Corporate and Commercial businesses as well as its Retail activities

Holcim (Liban) SAL publishes its Audited Consolidated Financial Statements for the year ended December 31, 2016. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/HOLCIM%20CONSOLIDATED%20FS%202016231.pdf

BLC Bank S.A.L. publishes its Audited Consolidated Financial Statements for the year ended December 31, 2016. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20CONSOLIDATED%20FS%2020161231.pdf

The Extraordinary General Assembly of shareholders of BLOM Bank SAL held a meeting on Friday, April 28, 2017 and decided to redeem and cancel all the 20 million Preferred Shares series 2011, to substitute their nominal value in the capital of the Bank through the incorporation of an equivalent amount from the reserve account, and for the avoidance of residual amounts in the nominal value of each share, the Extraordinary General Assembly decided to increase the capital of the Bank to become LBP 322,500,000,000 through the incorporation of an additional amount from the reserve account, resulting in a nominal value of LBP /1,500/ per common share.  The Extraordinary General Assembly also decided to grant the Board of Directors the necessary powers to verify the above stated decisions and modified article 6 of the Bank’s By Laws to reflect the capital increase.

(Meeting of the Extraordinary General Assembly dated April 28, 2017)

(Excerpt of the Ordinary General Assembly of April 7, 2017)

The Board of Directors of Holcim (Liban) S.A.L. invites the shareholders to attend an Ordinary General Assembly Meeting to be held at 10:00 a.m., on Friday, July 7, 2017 at Le Royal Hotel – Dbayeh to discuss the following agenda:  - Approve the Balance Sheet and Income Statements for the year ended December 31, 2016 and give the Board of Directors complete clearance for the business of the year 2016.  - Approve the report of the Board of Directors for the year ended December 31, 2016.  - Approve the report of the Auditors for the year ended December 31, 2016.  - Approve the report of the Board of directors drafted according to Article 158 of the Code of Commerce.  - Approve the Auditors’ report drafted according to Article 158 of the Code of Commerce.  - Elect members to the Board of Directors.  - Nominate Auditors for the fiscal year 2017 and determine their fees.  Distribute Dividends.  - Give the authorization to the Directors in accordance with the provisions of article 29 of the company’s by-laws. To attend the meeting, owners of bearer shares must present to the company, at its offices in Heri or Dbayeh, at least five days before the meeting, their shares or receipts of evidence that they deposited their shares in authorized banks. The owners of nominal shares whose shares are deposited in authorized banks and the owners of bearer shares, whose shares are deposited in the Company against Certificate of deposit, must register their names in the Company’s record within the same period after presenting their Certificate of deposit.

The Board of Directors of BLC Bank S.A.L. invites shareholders to attend an Ordinary General Assembly Meeting to be held at 12:00 pm on Thursday June 29, 2017, at the Bank’s Head Office in Adlieh Beirut, BLC Bank bldg. To discuss the following agenda:  - Examine the General and Special Reports of the Board of Directors for the fiscal year 2016.  - Examine the Reports of the Auditors for the fiscal year 2016.  - Give proper approval as per Articles 158 &159 of the Code of Commerce and as per article 152 of the Code of Money and Credit.  - Approve the accounts of the fiscal year 2016.  - Give full discharge to the Board of Directors.  - Allocate the results of the fiscal year.  - Other topics.

In reference to the decision of the Extraordinary General Assembly of BLOM Bank S.A.L. held on April 28, 2017 related to the redemption and cancelation of all the /20.000.000/ Preferred Shares Class 2011, and in reference to the approval of the Central Bank of Lebanon, and upon the decision of the Bank to pay, on June 07, 2017, the price of the redeemed shares based on the issue price, the Beirut Stock Exchange decided to cease trading in BLOM Bank Preferred Shares Class “2011”.  This becomes effective upon publication. (Circular 444/2017)

Societe Libanaise des Ciments Blancs SAL publishes its Audited Financial Statements for the year ended December 31, 2016. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/SLCB%20FINANCIAL%20STATEMENTS%2020161231.pdf

In Reference to the announcement issued by Banque BEMO SAL related to the distribution of dividends for the holders of shares on record as at June 9, 2017, the Beirut Stock Exchange declares that the Ex-dividend date of the mentioned shares is Wednesday June 7, 2017.

I-             BRIEFING ON THE LEGAL ASPECT

The Board of Directors of Societe Libanaise des Ciments Blancs SAL invites the shareholders to attend an Ordinary General Assembly Meeting at 10 am on Thursday, June 22, 2017 at the offices of Holcim (Liban) S.A.L. in Dbayeh, (highway, Mitsulift bldg, 2nd floor) to discuss the following agenda:  - Approve the financial statements for the year 2016 and grant discharge to the Board of Directors.  - Examine and approve the Board of Director’s report for the year 2016.  - Examine and approve the Auditors’ report for the year 2016.  - Examine and approve the Board of Director’s report produced according to article 158 of the Code of Commerce.  - Examine and approve the Auditors’ report produced according to article 158 of the Code of Commerce.  - Elect members to the Board of Directors.  - Designate the External Auditors for the year 2017 and fix their remunerations.  - Distribute dividends.  To attend the meeting, owners of bearer shares must present to the company, at its offices in Heri or Dbayeh, at least seven days before the meeting, their shares or receipts of evidence that they deposited their shares in authorized banks. The owners of nominal shares and the owners of bearer shares, whose shares are deposited in the Company or in the banks or Financial Institutions against a Certificate of deposit, must register their names in the Company’s record within the same period against a Certificate of deposit.

Beirut, Lebanon. The Middle East Investor Relations Association (MEIRA) and the Beirut Stock Exchange (BSE) signed a Memorandum of Understanding (MOU) on Friday 26 May, marking the launch of increased collaboration between the two organisations in promoting best practice in Investor Relations (IR) in Lebanon.

The signing ceremony took place at the BSE headquarters and was inaugurated by Ghaleb Mahmassani, BSE Acting Chairman, followed by Sami Saliba, Capital Market Authority Vice-Chairman, who gave a keynote speech on the regulatory landscape in Lebanon.  (Read more)

As the Ordinary General Assembly was invited to meet for the first time on May 26, 2017 but the quorum wasn’t reached, a second meeting is scheduled to be held at 9:30 am on June 19, 2017 at Biel Downtown to discuss the following agenda- Examine the Board of Director’s Report for 2016.  - Examine the Auditors’ Reports related to the Financial Statements and the Consolidated Financial Statements for 2016.  - Discuss the accounts, the Financial Statements and the Consolidated Financial Statements for 2016. - Examine Board of Director’s Special Report and the Auditors’ Special Report and grant the Board of Directors proper authorizations stipulated in articles 158 and 159 of the Code of Commerce.  - Give full discharge to the Chairman and to the Directors for 2016.  If no quorum is present at the second Ordinary General Assembly the Board of Directors decided to invite shareholders to a third Ordinary General Assembly to be held at 9:30 am on Monday July 11, 2017 at Biel Downtown.

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi SAE (Egypt), has published its financial statements (in Arabic) as at and for the period ended March 31, 2017.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt .

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com.

Banque BEMO S.A.L. publishes its Audited Consolidated Financial Statements for the year ended December 31, 2016. Full report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BEMO%20%20FS%20AND%20%20AUDITOR%20REPORT%202016.pdf

1. Following the issuance of circular no. 411 of the Central Bank, law no. 75/2016 was promulgated cancelling the bearer shares in Lebanon and imposing on companies and shareholders the obligation of transferring the bearer shares into nominative shares.

Bank of Beirut S.A.L publishes its Audited Consolidated Financial Statements for the year ended December 31, 2016. Full report can be accessed by using the following URL:

BLOM Bank S.A.L. publishes its Audited Consolidated Financial Statements for the period ended December 31, 2016. Report can be accessed by using the following URL:

Bank of Beirut S.A.L. publishes the Minutes of the meeting of the Ordinary General Assembly of May 5, 2017. Minutes of the meeting can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Bank%20of%20beirut%20OGA%205-5-2017.pdf

Bank of Beirut S.A.L. publishes the Minutes of the meeting of the Board of Directors of May 5, 2017. Minutes of the meeting can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Bank%20of%20beirut%20BOD5-5-2017.pdf

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

Byblos Bank SAL publishes its Audited Consolidated Financial Statements for the year ended December 31, 2016. Full report can be accessed by using the following URL:

 http://www.bse.com.lb/Portals/0/Byblos%20Consolidated%20Audited%20Financials%20Dec%202016.pdf

The Board of Directors of Solidere SAL invites the shareholders, carrying class A or class B shares to attend an Ordinary General Assembly to be held at 9:30 am on Friday May 26, 2017 at Biel Downtown to discuss the following agenda:  - Examine the Board of Director’s Report for 2016.  - Examine the Auditors’ Reports related to the Financial Statements and the Consolidated Financial Statements for 2016.  - Discuss the accounts, the Financial Statements and the Consolidated Financial Statements for 2016. - Examine Board of Director’s Special Report and the Auditors’ Special Report and grant the Board of Directors proper authorizations stipulated in articles 158 and 159 of the Code of Commerce.  - Give full discharge to the Chairman and to the Directors for 2016.  If no quorum is present at the first Ordinary General Assembly the Board of Directors decided to invite shareholders to a second Ordinary General Assembly to be held at 9:30 am on Monday June 19, 2017 at Biel Downtown. If no quorum is present at the second Ordinary General Assembly the Board of Directors decided to invite shareholders to a third Ordinary General Assembly to be held at 9:30 am on Tuesday, July 11, 2017 at Biel Downtown.  

http://www.bse.com.lb/Portals/0/Solidere%20Consolidated%20FS%2031-122016.pdf

http://www.bse.com.lb/Portals/0/Solidere%20Separate%20FS%20%2031-122016.pdf

On April 28, 2017 the following Block Trade on Bank of Beirut – Listed Shares was executed at the Beirut Stock Exchange: Seller / Mr. Fawaz Naboulsi, Buyer / FSHN Limited, Number of shares / 176,650, Price per share / USD 16.00.  Mr. Fawaz Naboulsi is the sole owner of the 2,000 issued shares out of the 15,000 outstanding shares of FSHN Limited.  The new percentage ownership of the two parties in the share capital of the bank becomes as follow: Mr. Fawaz Naboulsi: 0.0002% and FSHN Limited: 4.3943%.

On the occasion of Labor Day there will be no trading at the Beirut Stock Exchange on Monday, May 01, 2017.  Trading will be resumed on Tuesday, May 02, 2017.

http://www.bse.com.lb/Portals/0/BLOM%20FS%20Q1%202017.pdf

BLC Bank S.A.L. publishes its Consolidated Unaudited Financial Statements for the period ended March 31, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BLC%20FS%20032017.pdf

Banque BEMO S.A.L. publishes its Consolidated Unaudited Financial Statements for the period ended March 31, 2017. Full report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Bemo%20FS%20march%202017%20En.pdf

Bank Audi sal publishes its Consolidated Unaudited Financial Statements for the period ended March 31, 2017. Report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Audi%20FS%20March%202017%20En.pdf

http://www.bse.com.lb/Portals/0/BYB%20Balance%20Sheet%20Eng%2003-2017.pdf

Bank of Beirut S.A.L publishes its Consolidated Unaudited Financial Statements for the period ended March 31, 2017. Full report can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/BOB%20FS%20032017.pdf

Following the issuance of circular no. 411 of the Central Bank, law no. 75/2016 was promulgated cancelling the bearer shares in Lebanon and imposing on companies and shareholders the obligation of transferring the bearer shares into nominative shares.

More….

http://www.bse.com.lb/Portals/0/BOB%20Board%20Meeting%2020170413.pdf

On the occasion of Good Friday and Easter there will be no trading at the Beirut Stock Exchange on the 14^th and the 17^th of April 2017.

The Ordinary General Assembly of Shareholders of Bank Audi S.A.L. convened on April 10, 2017 and resolved, amongst other things, to:
(i) take note of the resignation of the Chairman of the Board of Directors, Mr. Raymond Audi, 84, who decided to stand down from the Board of Directors, after having served as Director of the Company since its incorporation in 1962 in order to devote more time to his personal life; and
expressed its gratitude to Mr. Raymond W. Audi for his leadership and dedication throughout his 55 years of service.
(ii) elect Mrs. Sherine R. Audi, Mr. Carlos A. Obeid and Mr. Aristidis I. Vourakis as Directors for the remainder of the current Board’s mandate (i.e. until the Annual General Assembly expected to be held in April 2019 that will examine the activity and accounts of the year 2018).
The Board convened following the General Assembly and resolved, amongst other things, to elect Mr. Samir N. Hanna as Chairman of the Board – General Manager. Mr. Samir Hanna will henceforth serve as Chairman of the Board and Group CEO.
The Board of Directors is now composed as follows:
Mr. Samir N. Hanna (Chairman and Group CEO);
Dr. Marwan M. Ghandour (vice-chairman);
Dr. Freddie C. Baz (vice-chairman);
Sheikha Suad H. Al Homaizi;
Sheikha Mariam N. Al Sabbah;
Mr. Marc J. Audi;
Dr. Imad I. Itani;
Mr. Abdullah I. Al Hobayb;
Dr. Khalil M. Bitar;
Mrs. Sherine R. Audi;
Mr. Carlos A. Obeid;
Mr. Aristidis I. Vourakis.
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The Beirut Stock Exchange declares that the Ex-dividend date of the shares and GDRs of BLOM Bank SAL is Monday, April 10, 2017. (Circular 440/2017)

For immediate release - Bank Audi s.a.l. (Bank Audi) announces that it has entered into an agreement with M1 Financial Technologies (Holding) SAL (M1 Financial Technologies), a subsidiary of M1 Group, to sell its electronic payment and card services business for a price of U.S.$185 million, subject to adjustment, plus contingent deferred consideration of up to U.S.$ 35 million.

    More

On March 28, 2017 the following two Block Trades on Bank of Beirut – Listed Shares have been executed at the Beirut Stock Exchange: I – Seller / Salim Sfeir, Buyer / Sfeir Bancorp Limited, Number of shares / 498,540, Price per share / USD 16.00.  II - Seller / Fawaz Naboulsi, Buyer / FSHN Limited, Number of shares / 318,423  Price per share / USD 16.00.  Mr. Salim Sfeir is the sole owner of the 2,000 issued shares of Sfeir Bancorp Limited out of the 15,000 outstanding shares.  Mr. Fawaz Naboulsi is the sole owner of the 2,000 issued shares of FSHN Limited out of the 15,000 outstanding shares.  The new percentage ownership of the four parties in the share capital of the bank becomes as follow: Mr. Salim Sfeir: 0.0002%, Mr. Fawaz Naboulsi: 0.86%, Sfeir Bancorp Limited: 4.43% and FSHN Limited: 3.39%.

Bank Audi SAL publishes: the Report of the Board of Directors addressed to the Ordinary General Assembly of April 10, 2017 and the Auditors special report as per article 158 of the code of Commerce for the year ended December 31, 2016.

The Board of Directors of Bank Audi s.a.l. invites all holders of ordinary shares to attend an Ordinary General Assembly Meeting to be held at 10:30 a.m. on Monday April 10, 2017 at the Bank’s Head Office, Audi Plaza, Bab Idriss, Beirut Commercial Central District, in order to listen to the Board and External Auditors reports concerning the Company’s activity and accounts for the year ended December 31, 2016 and to examine the following agenda:

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Bank Audi sal’s Annual Report for the year ended 31 December 2016 (the “Annual Report”) encompassing, among other things, the Financial Statements and notes, the External Auditors’ report, and the Management Discussion & Analysis is available from the address below:

The Group Corporate Secretary

Bank Audi sal

Audi Plaza – Bab Idriss

PO. Box 11-2560

Beirut - Lebanon

The Annual Report can also be downloaded from the Company’s website at www.bankaudigroup.com or by clicking on the following link:

http://www.bankaudigroup.com/Library/Assets/AnnualReport_2016.pdf

In its meeting held on March 20, 2017, the Board of Directors of Bank Audi S.A.L resolved to propose to the Annual Ordinary General Assembly the distribution of a dividend of LBP 753.75 per common share.

Subject to the General Assembly's approval, such dividends will be paid, after deduction of applicable taxes, on or about April 18, 2017 to holders of common shares as at April 13, 2017 (Record Date), according to the records of Midclear S.A.L (The Central Depository).

Bank Audi sal announces that its wholly-owned subsidiary, Bank Audi SAE (Egypt), has published its financial statements (in Arabic) as at and for the period ended December 31, 2016.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-bank-audi-sae-egypt .

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com .                  

Societe Libanaise des Ciments Blancs SAL publishes the Minutes of the meeting of the Board of Directors of December 20, 2016. Minutes of the meeting can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/Ciments%20Blancs%20Board%20Meeting%2020161220.pdf

The Beirut Stock Exchange decided to de-list, as of the end of the trading session of Wednesday March 15, 2017 the Lebanese Republic Eurobonds Issue labeled Series #52 (Tranch 1 and 2) worth USD /1,500,000,000/  carrying an Interest rate of  9.00%  and maturing on March 20, 2017.

Rasamny Younis Motor Co. announces that Mohamad Abed El Mohsen El Kharafi & Sons Co. has resigned from the Board of Directors of the Company, effective February 21, 2017.

Bank Audi sal announces that its subsidiary, Odea Bank A.S. (Turkey), has published its financial statements (in Turkish) as at and for the period ended December 31, 2016.

A summary in English of the financial statements can be viewed at Bank Audi’s website:

http://www.bankaudigroup.com/group/financials-of-odeabank-as

For additional information, you may address your e-mails to corporate.secretary@banqueaudi.com .                  

Holcim (Liban) SAL publishes the Minutes of the meeting of the Board of Directors of November 30, 2016. Minutes of the meeting can be accessed by using the following URL:

http://www.bse.com.lb/Portals/0/HOLCIM%20Board%20Meeting%2020161130.pdf

The Exceptional Ordinary General Assembly of shareholders of BLC Bank S.A.L. convened on 27 January 2017 and decided to approve the merger of BLC Invest SAL into BLC Bank SAL through the purchase by BLC Bank SAL of all the assets, liabilities, rights and obligation of BLC Invest SAL.  The General Assembly also decided to grant each of the chairman and the vice chairman, severally, the necessary powers to carry out all needed actions to implement the merge.

On the Occasion of St. Maroun's Day, there will be no trading at the Beirut Stock Exchange on February 09, 2017. Likewise, on the occasion of the Memorial Day of the assassination of H.E. former Prime Minister Mr. Rafic Hariri, there will be no trading at the Beirut Stock Exchange on Tuesday, February 14, 2017.

On January 31, 2017 a shareholder represented in the Board of Directors of Rasamny Younis Motor Co. SAL, (Mohamad Abed El Mohsen El Kharafi & Sons Co.) sold, through a block trade, /3,133,066/ shares of Rasamny Younis Motor Co. Category B at a price of USD 3.07 per share for a total amount of USD 9,618,512.62.  The shares were bought by Shift SAL (Holding).  The new percentage ownership of the two parties in the share capital of the company becomes as follows: Mohamad Abed El Mohsen El Kharafi & Sons Co.: 0.0001%, Shift SAL (Holding): 38.07% approximately.

http://www.bse.com.lb/Portals/0/BLC FS 2016.pdf

http://www.bse.com.lb/Portals/0/BLOM FS 2016 English.pdf

http://www.bse.com.lb/Portals/0/Audi FS 2016 English.pdf

http://www.bse.com.lb/Portals/0/BOB FS 20161231.pdf

http://www.bse.com.lb/Portals/0/Bemo FS 20161231.pdf

http://www.bse.com.lb/Portals/0/Byblos FS Unaudited 31122016.pdf